224 BOWLES Street, Neptune Beach, FL, 32266 | $1,999,000

•Discover coastal living in this custom 3, 142 sq. ft. Neptune Beach home on an oversized lot steps to the ocean. Ideally located near Jarboe Park, 1st St, Beaches Town Center & Jax Beach, it offers easy access to dine, shop, & have fun. •Built in 1999, this 4Bed/4Bath home features flexible living spaces & newly connected guest quarters. Each level includes its own kitchen & laundry, ideal for multi-generational living or rental income potential. •Outdoor amenities include a pool, Zen-inspired landscaping with fruit trees, shaded seating areas, & wraparound & rooftop decks. •The 2nd floor showcases open-concept living with cathedral ceilings, granite countertops, & a stone fireplace. The 1st floor offers 2Bed/2Bath, a spacious kitchen, great room, & direct pool access. •Additional highlights include a climate-controlled garage, air-conditioned RV garage/flex studio, guest parking for 12+ vehicles, solar power, EV charger, outdoor showers, storm protection, & upgraded construction.

Features

  • Amenities: Sidewalks, Fishing, Street Lights, Restaurant
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 80'x115'
  • Laundry: Electric Dryer Hookup, Lower Level, Upper Level, Washer Hookup
  • Year Built: 1999
  • Garage: 4-car
  • Heating: Central
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,142
  • Acreage: 0.21
  • Lot Size: 80'x115'
  • Est. Taxes: $12,187
  • Pool: In Ground, Pool Sweep, Waterfall
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2150061
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /eprop/2150061/224bowlesstreet_neptunebeach_fl?source=qrflyer
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

224 BOWLES Street, Neptune Beach, FL, 32266

$1,999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,200 $1,599,200 $1,599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $1,016 $1,016 $1,016
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,333 $9,588 $13,495
Total Monthly Payment $10,474 $10,729 $14,636

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.