2154 Saint James Drive, Charleston, SC, 29412 | $1,250,000

One of the last remaining original 1930s farmhouses in Riverland Terrace -- a Charleston treasure that cannot be replicated! Set along the oak-lined streets that make Riverland Terrace one of Charleston's most stunning and sought-after neighborhoods, this three-story farmhouse offers 3 bedrooms, 1 full bath, and 1 half bath, with original hardwood floors throughout and two fireplaces that bring warmth and character to the interior. A bonus room off the living area offers flexible space perfect for a home office, sitting room, or study. And yes -- no HOA. Step outside and experience a property that is truly its own ecosystem. The spacious lot features a large front porch, a back deck ideal for entertaining, a detached one-car garage with a covered patio, a fenced-in backyard, and a large unfenced side yard offering even more room to make your own. The grounds are home to an impressive variety of plants including heritage rose bushes, a pomegranate tree, fig, magnolia, crepe myrtle, blackberries, raspberries, tea plants, and much more -- a full plant list is available in the documents. The lifestyle here is unmatched. Visit Fort Pemberton, or head to Plymouth Park for the boat landing and children's playground -- just a 12-minute walk away. Enjoy easy walking access to shops, cafes, bars, restaurants, and the beloved Sunday farmers market along Maybank Highway. Just an 11-minute walk to Medway Community Garden and Huriyali Riverland for coffee or a bite to eat. A quick 20-35 minutes to Charleston International Airport and 20 minute drive to Folly Beach! Schedule a showing today!

Features

  • Amenities: Boat Ramp, Park, Trash
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Traditional
  • Development: 21 - James Island
  • Year Built: 1930
  • Garage: 1-car Detached
  • Heating: Forced Air
  • Cooling: Central Air
  • Approx Sq. Feet: 2,184
  • Acreage: 0.24
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Murray Lasaine
  • Middle School: Murray Lasaine
  • High School: James Island Charter
  • MLS#: 26016992
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /eprop/26016992/2154saintjamesdrive_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Keller Williams Realty Charleston

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi Mejia, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2154 Saint James Drive, Charleston, SC, 29412

$1,250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,000,000 $1,000,000 $1,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.228% 6.086% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,836 $5,996 $8,439
Total Monthly Payment $5,961 $6,121 $8,564

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.