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361 Church Street, Poughkeepsie, NY, 12601 | $454,930
Welcome to 361 Church Street, a prime investment opportunity in the heart of Poughkeepsie. This property offers the perfect blend of city living and long term value, located minutes to the Poughkeepsie Train station with direct service to New York city, close proximity to downtown restaurants, shops, schools, breweries, great night life and scenic Hudson River Views. this home offers all the perks of living in a revitalizing urban area. This home is great whether your looking for rental income or living your dream. This home presents a rare chance to invest in Poughkeepsie's expanding market. This home has potential for appreciation and strong returns. Oversized Front porch. Unit 1 offers 3 bedroom, galley kitchen, formal living room, full bath, high ceilings, beautiful wood floors, stained glass window, built-ins, very generous size rooms. The second unit offers 2 bedrooms includes a oversized primary bedroom with his and her closets, den/office, formal dining room, living room, full bath, galley kitchen, high ceilings, beautiful wood moldings includes private porch. Full walk up attic, Full dry basement. Seperate utilites and oil tanks, Updated roof and electric. Private fenced in backyard with lots of parking spaces. Come take a look at this fabulous home with tons of opportunities. .
Features
- Bedrooms: 5
- Baths: 2 full
- Style: Duplex
- Year Built: 1920
- Garage: 4-car
- Heating: Baseboard, Oil
- Cooling: Wall/Window Unit(s)
- Basement: Common, Full, Storage Space, Unfinished, Walk-Out Access
- Acreage: 0.14
- Est. Taxes: $10,371
- Lot Desc: Back Yard, City Lot, Garden, Historic District, Landscaped, Level, Near Public Transit, Near School, Paved, Private
- Elem. School: Smith Early Learning Center
- Middle School: Poughkeepsie Middle School
- High School: Poughkeepsie High School
- School District: Poughkeepsie
- MLS#: 1012357
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/1012357/361churchstreet_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
361 Church Street, Poughkeepsie, NY, 12601
$454,930
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $363,944 | $363,944 | $363,944 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $864 | $864 | $864 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,211 | $2,298 | $3,022 |
| Total Monthly Payment | $3,150 | $3,237 | $3,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535