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This solid all-brick, single-level, three bedroom, two bath ranch with over 1, 600 square feet of living space sitting on just under . 75 of an acre is now looking for its new owner. The backyard is fully fenced and the location puts you minutes from both Duncan Park and downtown Spartanburg. Hardwood floors run through the living room, dining area, and den, giving the home a warmth that newer construction rarely achieves. The kitchen was updated with navy shaker-style cabinetry, quartz countertops, a white subway tile backsplash, a gas range, stainless dishwasher, and stainless over-range microwave. It connects openly to the main living areas, so whoever is cooking stays part of the evening. The den is where the house really settles in around you. A wood-burning fireplace with original brick surround, built-in shelving on both sides of the mantle, and a door that opens directly to the back patio and yard make it the kind of room people end up in every single night. The primary bedroom includes a private full bath. Laundry is on the main level. Out back, mature hardwoods shade just under . 75 of a fully fenced acre, including a 120-year-old tree that has stood on this street longer than anyone alive can remember. Raised garden beds and a string light patio are already in place. On any given evening, this backyard is sure to provide space to make memories with those you love. Duncan Park being less than half a mile away puts a lake, paddleboarding, kayaking, fishing, a ball field, batting cages, tennis courts, pickleball courts, a playground, and a 3. 5-mile walking and running trail into your everyday routine rather than a weekend trip. For those who enjoy specialty shopping, the arts, or trying new restaurants, downtown Spartanburg is just a few minutes away with plenty of all three. Flexibility and freedom come with the address as well. No HOA means you can park the boat, plant the garden, and make it truly yours. With a prime location and charm and character, 737 Lucerne Drive may be the home you have been looking for. .
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Our Executive Mortgage Banker:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $257 | $257 | $257 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,389 | $1,812 |
| Total Monthly Payment | $1,649 | $1,720 | $2,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.