103 Pineneedle Drive, Westminster, SC, 29693 | $499,900

Amenity-Rich Chickasaw Point-Move in Ready with Upgrades and Renovations throughout- Welcome to 103 Pineneedle Drive, a beautifully renovated home nestled in the highly sought-after gated waterfront community of Chickasaw Point on Lake Hartwell. Offering exceptional curb appeal, walking distance to the lake, thoughtful upgrades, and flexible living spaces, this home is truly turnkey and ready for its next owner. Bring you golf cart and enjoy the Chickasaw Point lifestyle with access to an 18-hole golf course, putting green, practice range, Olympic-sized swimming pool, staffed gated access, tennis/pickleball courts, courtesy boat dock, boat ramp, RV campground, playground, dog park, walking trails, beach area, fire pit, Gazebo picnic area, library, community center, and the on-site community restaurant and bar featuring a new chef! Conveniently located near I-85, with easy access to Anderson, Greenville, and Atlanta. The extensive renovations begin outside with a beautiful stone walkway, updated front porch featuring new steps, metal railings, lighting, and front door, plus a new garage door and opener, stone retaining wall, stucco updates, fresh paint, fresh landscaping, and a newly poured concrete driveway. Inside, luxury vinyl plank flooring flows throughout the main living areas. The completely renovated kitchen features butcher block countertops, a porcelain farmhouse sink, custom cabinetry, open shelving, handmade polished backsplash, stainless steel appliances, new Bosch dishwasher, new vent hood, and a custom pantry with glass doors. The dining area opens seamlessly to the spacious screened porch with new ceilings, lighting, and screens, creating the perfect indoor-outdoor entertaining space overlooking the private wooded backyard. The inviting living room features a wood-burning fireplace with brick hearth and wall. Andersen insulated windows throughout the home provide abundant natural light and beautiful views of the mature landscape and quiet lot. The main level includes a spacious primary suite with a renovated en-suite bath and custom walk-in closet, an additional bedroom also with a walk-in closet, and a convenient main-level laundry room area. The upstairs bathroom has been updated with a double vanity, new mirrors, lighting, and additional linen storage. The finished lower level offers incredible flexibility with a second living area featuring a propane fireplace, built-in bookcases, kitchenette, separate entrance, private bedroom suite, full bath, half bath, oversized laundry/storage room, and access to a large covered patio and single-car garage—ideal for guests, multi-generational living, or a private retreat. Additional improvements include reinforced and engineer-certified porch and deck supports, new retaining wall, a new grinder pump (2023), Andersen replacement windows with transferable warranty, and an easy-maintenance sodded yard with newly installed flower beds. A 2025 ICON i40L Lithium Golf Cart is negotiable with sale. GE Profile W/Dryer Combo negotiable with sale. Home Warranty Coverage 1yr Included This exceptional home combines modern updates, flexible living space, and outstanding community amenities—offering the perfect opportunity to enjoy the Lake Hartwell lifestyle.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Washer Hookup,Electric Dryer Hookup
  • Style: Traditional
  • Development: 206-Oconee County,SC
  • Year Built: 1984
  • Garage: 1-car Attached
  • Heating: Forced Air,Heat Pump
  • Cooling: Central Air,Forced Air
  • Basement: Daylight,Full,Finished,Garage Access,Heated,Interior Entry,Walk-Out Access
  • Acreage: 0.26
  • HOA Fee: $3,052 Annually
  • Lot Desc: Gentle Sloping,Outside City Limits,On Golf Course,Subdivision,Sloped,Trees,Wooded,Interior Lot
  • Elem. School: Fair-Oak Elem
  • Middle School: West Oak Middle
  • High School: West Oak High
  • Pets Allowed: Yes
  • Appliances: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
  • MLS#: 20302306
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/20302306/103pineneedledrive_westminster_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Keller Williams Seneca   Phone: (864) 482-2700

Room Information

Type DimensionsLevel
Bedroom2 11.9X11.8Main
Kitchen 13.3x19.9Main
LivingRoom 21x11.5Main
PrimaryBedroom 15.2x11.10Lower
PrimaryBedroom 15.5X11.5Main
Recreation 21x22.4Lower
ScreenedPorch 15.2x22.1Main
ScreenedPorch 15.2x48.2Lower

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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103 Pineneedle Drive, Westminster, SC, 29693

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,525 $3,294
Total Monthly Payment $2,470 $2,600 $3,369

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.