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Welcome to the River House! This well sought after neighborhood is exactly what you have been waiting for! Perfection is what you will find here. From the moment you step onto the manicured grounds with its picturesque landscaping you will be enchanted. Sited upon fourteen rolling acres with meandering sidewalks, an inground pool, playground, tennis courts, a nature trail, and picnic area make this place idyllic. Nestled on a beautiful hilltop with gorgeous panorama vistas and delightful breezes. This resort-like complex has many beautiful plantings, gorgeous trees all entwined by meandering sidewalks. Convenience is king here! Upon entering a beautiful entry foyer and interior lobby you will ascend to your fifth floor home on a luxury elevator. Each floor has its own laundry room for optimum laundry care! Enter through your door into a hallway with ample closets on your right and a brand new lighting fixture to illuminate the hallway. This entry makes a nice privacy barrier prior to getting into the living area while simultaneously providing ample storage area! The living room is gorgeous with its huge wall of windows with over-sized sliders leading you out to the beautiful balcony with panorama views. Plenty of room for your oversized furniture! This is such a versatile room ready for many design styles. Freshly painted and great sized room makes this home the perfect pallet for your own design. Set up your home office too! Full bath has brand new vanity. The bedroom can accommodate king-sized furniture and can be designed in numerous ways. Storage available for residence makes it so very convenient. Please be advised that there is a minimum downpayment of 20%. Minimum credit score of 725. Minimum income of $52, 000 cash purchase and $70, 000 with a mortgage. Maintenance reserves after closing of 12 months of maintenance and a debt to gross income ratio of 34 percent.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $132,000 | $132,000 | $132,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $791 | $833 | $1,087 |
| Total Monthly Payment | $866 | $908 | $1,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.