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Welcome to Oxford Estates, one of Northwest St. Johns County's most sought-after gated communities, offering the rare advantage of NO CDD fees. Built by renowned MasterCraft Builder Group and lovingly maintained by its original owner, this exceptional waterfront home combines timeless craftsmanship, thoughtful upgrades, and resort-style outdoor living. Positioned on a beautiful water-view lot with mature landscaping, this west-facing home is filled with natural light and showcases quality finishes throughout. Upon entering, you'll immediately notice the tray ceilings, crown molding in the foyer and formal dining room, smooth-finish walls, custom board-and-batten accents, plantation shutters, and upgraded lighting fixtures that enhance the home's elegant design. The dedicated office features custom built-in shelving and accent lighting, creating the perfect space for working from home. The spacious owner's suite offers a true retreat with dual walk-in closets, separate vanities, a freestanding soaking tub, and a large walk-in shower. At the heart of the home, the gourmet kitchen is designed to impress with an oversized kitchen island, double-stacked cabinetry, beautiful solid-surface countertops, stainless steel appliances, decorative backsplash, and abundant storage. Generously sized secondary bedrooms provide comfort and functionality, while ample closet space throughout the home ensures storage is never a concern. Upstairs, a large bonus room offers endless possibilities as a game room, media room, playroom, or flex space to fit your lifestyle. Step outside and enjoy your private backyard oasis. The screened lanai features electric screens and is already plumbed for a future outdoor kitchen with gas service. The sparkling pool overlooks the water and includes a sun shelf and decorative fountain feature, creating the perfect setting for relaxation and entertaining. A conveniently located full bathroom with direct pool access adds both comfort and convenience for guests. Additional highlights include a spacious three-car garage with plenty of room for vehicles, recreational toys, and storage. Residents enjoy a prime location with easy access to 9B, top-rated St. Johns County schools, shopping, dining, healthcare, and everyday conveniences just minutes away. This meticulously maintained MasterCraft home offers the perfect blend of luxury, comfort, and location in the highly desirable Oxford Estates community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.239% | 6.086% | 6.183% |
| Monthly Tax Payment | $536 | $536 | $536 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,085 | $4,197 | $5,907 |
| Total Monthly Payment | $4,713 | $4,825 | $6,535 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.