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Situated in the charming area of Bradenton, this lovely home features 4 spacious bedrooms and 2 bathrooms. The backyard is truly a gem.
complete with an outdoor kitchen, sauna, expansive deck, and a pergola, perfect for entertaining or relaxing. Additionally, there is a carport that includes ample storage space, along with plans for a future container to serve as a covered parking garage, all surrounded by a private fence for added security. The property is located in a flood zone and the flood insurance cost is $600 per year, which is $50 per month. It has a new roof with a permit from 2023, including new plywood. The AC unit is less than one year old. There is also a pergola with storage unit 12' w x 2' D x 13' H. that is for one car covered parking space. The property was renovated in 2013 with permit as an addition, which included a new kitchen, new master bedroom, and new master bathroom. (Renovation included new plumbing, new electrical and new AC unit. This residence is located in a peaceful and safe neighborhood, conveniently close to shopping centers and dining options. It’s just 8 minutes from IMG Academy, 20 minutes from the Ellenton Premium Outlets, 17 minutes to Bradenton Beach, and a quick 25-minute drive to Anna Maria Island. Not lease purchase accepted.
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Our Executive Mortgage Banker:
Our Insurance Division:
$411,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $328,800 | $328,800 | $328,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $259 | $259 | $259 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,969 | $2,076 | $2,730 |
| Total Monthly Payment | $2,303 | $2,410 | $3,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.