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Under contract-accepting backup offers. Nestled in one of Largo's most desirable coastal pockets, this Harbor Heights home offers the perfect balance of beachside living, vintage charm, and everyday convenience. Located just minutes from the white sand shores of Indian Rocks Beach and situated outside of a flood zone, this location allows you to enjoy the Florida lifestyle you've been dreaming of while remaining close to everything Tampa Bay has to offer.
Positioned on a spacious 0. 21-acre corner lot, the home immediately welcomes you with lush landscaping, charming curb appeal, and a quaint front porch surrounded by a classic white picket fence. It's the perfect spot to enjoy your morning coffee while pets safely roam the fenced front yard. Inside, you'll find a home filled with character that has been lovingly maintained over the years. Original terrazzo floors run throughout much of the home, preserving the timeless charm that makes properties like this so special.
The floor plan offers 2 bedrooms plus a bonus room that could easily be converted into a 3rd bedroom, providing flexibility for guests, a home office, or additional living space. The living room flows seamlessly into the dining area just off the kitchen, creating an inviting space for everyday living and entertaining. Both bedrooms are a good size, while the bathrooms showcase the kind of vintage character and craftsmanship that's difficult to find in newer homes.
Toward the back of the home, the bonus room is conveniently located just off the window-lined sunroom overlooking the backyard. Step outside to discover a beautifully landscaped, fully fenced yard with a paver patio that creates the ideal setting for entertaining family and friends while still leaving plenty of green space to enjoy. Recent updates include a newer A/C system, providing peace of mind for years to come.
Living here means having some of Pinellas County's best amenities right at your fingertips. Indian Rocks Beach is less than three miles away, making spontaneous beach trips part of everyday life rather than a special occasion. Nearby parks, nature preserves, boat launches, and the Southwest Recreation Complex offer opportunities for swimming, tennis, fitness programs, youth sports, and outdoor recreation year-round. Grocery stores, shopping centers, medical facilities, and highly rated schools like Anona Elementary are all nearby, while convenient access to Clearwater, Downtown St. Petersburg, Tampa International Airport, and the rest of Tampa Bay makes commuting and exploring effortless.
Whether you're spending the day on the water, enjoying waterfront dining, or relaxing at home on your charming front porch, this Harbor Heights property offers the best of Florida living in a location that continues to be one of Largo's hidden gems. Schedule your private showing today!
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $102 | $102 | $102 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,151 | $2,241 | $2,959 |
| Total Monthly Payment | $2,328 | $2,418 | $3,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.