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Tucked away down a discreet private bungalow lane, just moments from the sandy shores of the
Atlantic, 140B Beach 91st is a bespoke beach cottage offering the quintessential bungalow of a bygone era with all amenities and comforts of a contemporary home.
This charming 633 SF, two bedroom, one bath duplex bungalow offers an intimate connection to Rockaway's creative spirit. Morning light spills through the windows as the sound of distant waves drifts in from the nearby shoreline, setting the scene for slow mornings with coffee, a notebook, and the ocean just beyond your doorstep. Thoughtfully scaled and full of character, the home's warm interiors create an atmosphere that invites both reflection and delightful conversation.
Five-inch wide, plank, white oak hardwood flooring throughout. Kitchen boasts stainless steel appliances, five-burner gas range with vented exterior hood and Bosch dishwasher. Replete with GE washer and dryer, everything one would need for a primary year-round residence or a quaint pied-a-terre is here.
This home features energy efficient, proprietary solar panels and boasts ample storage in the basement, as well as custom exterior shed for convenient surfboard storage. An exterior water line is currently in place for easy conversion to an outdoor shower as well.
The beach, boardwalk, and surf are just a half block away, while local cafés, neighborhood favorites, and the energy of Rockaway's vibrant creative community remain close at hand. Whether writing your next chapter, hosting friends after a day in the water, or simply enjoying the salt air from your own private retreat, a veritable sense of place is only waiting to be discovered.
A true Rockaway hideaway, 140B Beach 91st Street is a home for dreamers, storytellers, and anyone drawn to the enduring romance of life by the sea.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $195 | $195 | $195 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,611 | $2,720 | $3,591 |
| Total Monthly Payment | $2,898 | $3,007 | $3,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.