|
|
Welcome to 171 E. Victoria Road, a timeless brick traditional in the heart of Spartanburg that beautifully blends classic 1940s character with the comfort and flexibility today's buyers are looking for. Situated on a spacious 0. 36-acre lot with no HOA, this 4-bedroom, 3 full bath and 1 half bath home offers approximately 2, 610 heated square feet of thoughtfully designed living space, along with a detached 2-car garage and exceptional storage options. From the moment you step inside, you'll appreciate the warmth and charm created by hardwood floors, built-in bookcases, tall ceilings, abundant natural light, and inviting living spaces designed for both everyday living and entertaining. The kitchen combines functionality and style with solid surface countertops, a gas cooktop, range hood, dishwasher, refrigerator, and a convenient breakfast area perfect for casual meals and morning coffee. The main-level owner's suite provides privacy and convenience with its own full bath, while three additional bedrooms and multiple bathrooms offer flexibility for family, guests, or multi-generational living. An office/study creates the ideal work-from-home space, while the unfinished walkout basement, attic storage, and workshop-ready lower level provide endless opportunities for hobbies, storage, expansion, or future customization. Outdoor living is equally appealing with a welcoming front porch, screened porch, patio, fenced backyard, mature trees, paved driveway, detached garage, and an outbuilding with electricity, perfect for a workshop, studio, or additional storage. Additional features include public water and sewer, natural gas forced-air heating, central air conditioning, insulated tilt-out windows, and a level homesite that offers both functionality and curb appeal. Located in Spartanburg School District 7 and convenient to downtown Spartanburg, local dining, shopping, parks, and community amenities, this distinctive home offers the perfect combination of historic charm, versatile living space, and a desirable in-town location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $507 | $507 | $507 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,605 | $1,692 | $2,226 |
| Total Monthly Payment | $2,187 | $2,274 | $2,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.