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Escape to your own slice of waterfront paradise! Set on 1. 25 acres with an incredible 585 feet of exclusively owned water frontage, this charming cottage offers a rare opportunity to enjoy the beauty, tranquility, and recreation of one of Vermont's most treasured destinations. This classic two-bedroom, one-bathroom cottage captures stunning water and mountain views while providing direct access to Lake Champlain. Complete with a private dock, the property invites endless days of boating, fishing, and relaxation. Whether you're enjoying your morning coffee overlooking the water, hosting family and friends on the deck, or taking in breathtaking sunsets across the bay, this is waterfront living at its core. Inside, the home features a warm and inviting layout designed to embrace its spectacular setting. The bright kitchen and dining area overlook the water, creating a picturesque backdrop for everyday living and entertaining. Natural wood accents, abundant natural light, and a comfortable living room add to the cottage's timeless charm. Two bedrooms and a full bathroom provide comfortable accommodations, while the full unfinished walkout basement with laundry offers excellent storage for fishing gear and seasonal equipment. Outside, you will find mature trees, open lawn space, garden areas, a greenhouse, and plenty of room to enjoy the outdoors. For sportsmen and outdoor enthusiasts, Charcoal Creek is a protected stream renowned for its outstanding fishing and duck hunting, and easy access to Lake Champlain, making it a true recreational retreat. Launch a canoe or kayak from your own shoreline, cast a line just steps from your door, or simply enjoy the abundant wildlife and natural beauty that surround you. Properties offering this combination of acreage, privacy, extensive water frontage, and exceptional recreational opportunities are rarely available. Come experience the unmatched charm, adventure, and potential of life on Campbell Bay Road.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/30/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
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$209,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $167,200 | $167,200 | $167,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $184 | $184 | $184 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $989 | $1,043 | $1,377 |
| Total Monthly Payment | $1,248 | $1,302 | $1,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.