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One of the first things you'll notice about 4432 Palm Shadow Dr is the lot. Set on a spacious, wooded homesite, it offers a level of privacy you can't find just anywhere. Whether you're enjoying time in the backyard, gathering around a fire pit, or simply taking in the peaceful surroundings, this home has a tucked-away feel while still being conveniently located just a short drive from Charleston and moments from some of the area's most historic landmarks. Inside, you're welcomed by a bright home office just off the entry, complete with beautiful glass French doors. The floor plan then opens into an inviting living and dining space filled with natural light, anchored by a cozy fireplace that makes the room feel warm and welcoming. The perfect place to hang stockings. The kitchen was designed with both function and style in mind. Featuring a range hood, ample prep space, and a charming nook perfect for a coffee bar (or wine if you prefer). Step outside to the covered back porch and you'll quickly see why this lot is so special. Overlooking the wooded backdrop, it's the perfect spot for slow mornings, outdoor dining, or simply unwinding at the end of the day. A convenient powder room completes the first floor. Upstairs, the spacious primary suite offers amazing natural light and LVP continues through the primary suite. The suite features a large walk-in closet and an ensuite bath with dual vanities and a walk-in shower. Three additional bedrooms, a full bathroom with a tub, and a generously sized laundry room provide plenty of space for family, guests, or hobbies. 4432 Palm Shadow Dr is the kind of home that feels comfortable the moment you walk through the door. warm and inviting, beautifully maintained, and complete with a full appliance package, it's truly move-in ready and waiting for its next chapter! Come and check it out! Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buy-down.
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Our Executive Mortgage Banker:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $364,000 | $364,000 | $364,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,212 | $2,298 | $3,023 |
| Total Monthly Payment | $2,287 | $2,373 | $3,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.