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Step into this beautifully well-maintained and thoughtfully improved ranch, where classic comfort meets modern updates. Gleaming hardwood floors run throughout the main living areas, creating a warm and inviting feel from the moment you enter. Recent updates include new Mini splits for efficient heat and A/C and a new roof in 2021. Notice the new paved driveway and fencing. The spacious living room features a striking fireplace surrounded by painted gray brick, offering a perfect focal point for relaxing evenings or hosting guests. An adjacent dining area provides an easy, open flow for everyday meals and entertaining. The open kitchen is bright and functional, equipped with newer appliances, shiny new granite counters, and ample cabinetry-ideal for both casual cooking and weekend gatherings, plus new appliances for the chef. The spacious primary bedroom offers a peaceful retreat, complemented by an updated bathroom featuring both a tub and a separate shower. A full, clean basement provides abundant potential-whether you envision finishing it for additional living space or using it for generous storage. Note there are three sources to heat this home. Outside, a detached garage adds practicality, while the beautiful backyard surrounded by mature plantings creates a enjoyable outdoor escape. Located close to EB and just minutes from Eastern Point Beach, this home offers the perfect blend of comfort, convenience, and coastal living.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $291,200 | $291,200 | $291,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $367 | $367 | $367 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,744 | $1,817 | $2,399 |
| Total Monthly Payment | $2,186 | $2,259 | $2,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.