|
Old World Charm Meets Modern Convenience in this beautifully updated Colonial situated on a spacious, fully fenced quarter-acre lot in the heart of Patchogue! This inviting home offers 3 bedrooms, including an oversized king-sized primary bedroom featuring an impressive three closets, providing exceptional storage space. The updated full bathroom offers modern comfort, and there’s room available to add a convenient half bath if desired. Beautifully refinished hardwood floors flow throughout the home, complementing its timeless character and thoughtful updates. The stunning new kitchen serves as the heart of the home, featuring quartz countertops, soft-close cabinetry, a farmhouse sink, and ample workspace for cooking and entertaining. The charming dining room showcases decorative ceiling beams, creating a warm and inviting atmosphere for gatherings. A welcoming entrance foyer with coat closet and a practical mudroom with laundry in the back of the home add both charm and functionality. Additional highlights include a 4-year-young roof and hot water heater, pull-down attic stairs for easy access to additional storage, and a full basement housing utilities with convenient exterior access through Bilco doors. Outside, the expansive backyard offers endless possibilities for entertaining, recreation, gardening, or simply enjoying your own private outdoor retreat. Perfectly positioned to enjoy all that Patchogue has to offer, this home is conveniently located close to the LIRR, Shorefront Park, the Davis Park Fire Island Ferry, Corey Beach, and the vibrant downtown district filled with popular restaurants, breweries, boutiques, and entertainment venues, including the YMCA and the renowned Blue Point Brewing Company. Residents can also enjoy the community pool and children's splash park, with affordable family memberships available. Patchogue's lively atmosphere shines year-round with beloved events such as Alive After Five, the Great South Bay Music Festival, seasonal cultural fairs, and numerous community celebrations that make this village one of Long Island's most sought-after destinations. Even better, no flood insurance is required, helping to keep ownership costs down. Buyers will also appreciate that the property taxes have never been grieved, presenting a potential opportunity for future tax savings. Combining classic colonial charm, modern updates, an oversized property, and an unbeatable location in the center of a thriving waterfront community, this is a wonderful opportunity to call Patchogue home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,999 | $439,999 | $439,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $1,034 | $1,034 | $1,034 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,778 | $3,624 |
| Total Monthly Payment | $3,761 | $3,904 | $4,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.