12509 Gemstone CT, Fort Myers, FL, 33913 | $479,900

MOTIVATED SELLER!! $20, 000 PRICE REDUCTION!! Rarely available and highly sought-after, this exceptional single-story home in Stoneybrook at Gateway showcases one of the community's most coveted floor plans. With 4 bedrooms, 3 bathrooms, a spacious 3-car garage and over 2, 230 square feet of well-designed living space, this home offers a rare opportunity to enjoy both generous living areas and an unbeatable location near the community's resort-style amenities.
This well-maintained home offers the perfect blend of comfort, functionality, and Florida living. The popular split-bedroom layout provides privacy for both owners and guests, while the spacious family room flows seamlessly into the kitchen and opens to the outdoor living area through a wall of sliding glass doors, creating an inviting indoor-outdoor lifestyle.
Step outside to a generous screened lanai and expansive brick paver patio overlooking a scenic greenway, providing a peaceful backdrop and an enhanced sense of space and privacy.
Whether you're entertaining guests, enjoying your morning coffee, gardening, or simply relaxing outdoors, this space offers endless possibilities.
The kitchen is beautifully appointed with updated white wood cabinetry, granite countertops, a breakfast bar, pantry, eat-in dining area, and stainless steel appliances, including a double oven.
The spacious owner's suite serves as a private retreat, featuring tray ceilings, dual walk-in closets, dual vanities, a garden tub, and a walk-in shower. On the opposite side of the home, three generously sized guest bedrooms and two full bathrooms provide comfort and privacy for family and visitors alike. Additional highlights include an oversized three-car garage and brick paver driveway, and interior laundry room with utility sink.
Recent updates include a 2026 water heater, luxury vinyl plank flooring in the guest bedrooms, updated LED lighting and ceiling fans throughout, fresh interior paint in the guest bedrooms and bathrooms, and a renovated primary bathroom featuring a new vanity, updated paint, and modern LED mirrors.
Residents of Stoneybrook at Gateway enjoy exceptional amenities, including a clubhouse, resort-style pool and spa, fitness center, basketball, tennis/pickleball courts, volleyball, playground, baseball field, soccer field, and hockey rink. The community also offers an active social calendar with food truck nights, holiday celebrations, poker nights, ice cream socials, and neighborhood events throughout the year.
Low HOA fees include access to these outstanding amenities as well as 24-hour manned gated entrance, security patrol, and high-speed internet and cable service.
This is a rare opportunity to own one of Stoneybrook's desirable single-story ranch homes.
Offering spacious living, desirable updates, a large backyard setting, and an exceptional amenity-rich lifestyle, this home truly stands out in today's market. Discover everything this exceptional property has to offer.

Features

  • Amenities: Basketball,BBQ - Picnic,Bike And Jog Path,Bike Storage,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot Tub,Dog Park,Exercise Room,Hobby Room,Internet Access,Library,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court,Underground Utility,Volleyball
  • Bedrooms: 4
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: GATEWAY
  • Year Built: 2005
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,230
  • Acreage: 0.19
  • Est. Taxes: $4,225
  • Master HOA Fee: $793
  • Lot Desc: Cul-De-Sac
  • View: Landscaped Area
  • Community Type: Gated
  • Pet Policy: Limits
  • MLS#: 226020722
  • Website: https://www.raveis.com
    /prop/226020722/12509gemstonect_fortmyers_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of THE AGENCY NAPLES

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12509 Gemstone CT, Fort Myers, FL, 33913

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.650% 5.972%
Monthly Tax Payment $352 $352 $352
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,333 $2,427 $3,188
Total Monthly Payment $2,760 $2,854 $3,615

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.