1130 WINDLEY Drive, Saint Augustine, FL, 32092 | $899,000

Welcome to your private Florida retreat in the highly sought-after Shearwater community! This stunning 5-bedroom, 4-bathroom luxury home offers 3, 023 square feet of thoughtfully designed living space paired with an unforgettable backyard oasis made for entertaining and everyday relaxation. Step outside to your resort-style pool featuring a cascading waterfall that spills into the pool from your elevated hot tub, expansive pavered patio, multiple outdoor seating areas, swaying palm trees, and an outdoor TV visible from anywhere in the pool area. Triple sliding pocket doors open seamlessly from the main living space, creating the ultimate indoor-outdoor Florida lifestyle. Inside, the gourmet kitchen is a chef's dream with quartz countertops, an oversized island, stainless steel appliances, abundant cabinetry, and a walk-in pantry. A spacious mudroom with custom built-ins and a separate laundry room with custom cabinetry add both style and functionality. The open dining and family room is warm and inviting, highlighted by a custom built-in entertainment surround with cabinetry, shelving, and an electric fireplace. The luxurious primary suite features walk-in closets, a tiled walk-in shower, soaking tub, and private water closet. Upstairs offers a versatile bonus space perfect for a bedroom, home office, or media room, complete with its own bathroom. With generously sized bedrooms, four full baths, and a 3-car garage, this home has it all! Located in the award-winning Shearwater neighborhood, residents enjoy world-class amenities including resort-style pools with lap lanes, water slides, a lazy river, tennis courts, fitness center, sports fields, playgrounds, kayak launch, wooded trails, and so much more. This is more than a home -- it's a lifestyle.

Features

  • Amenities: Pool, Barbecue, Boat Dock, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Developer, Management - Full Time, Management- On Site, Playground, Tennis Court(s), WaterSidewalks, Street Lights, Curbs
  • Rooms: 13
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
  • Style: Traditional
  • Year Built: 2023
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,053
  • Acreage: 0.25
  • Est. Taxes: $11,726
  • HOA Fee: $236 Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Pool
  • Elem. School: Trout Creek Academy
  • Middle School: Trout Creek Academy
  • High School: Beachside
  • Pool: In Ground, Electric Heat, Heated, Salt Water, Screen Enclosure, Waterfall
  • Appliances: Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 2149975
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2149975/1130windleydrive_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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1130 WINDLEY Drive, Saint Augustine, FL, 32092

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.223%
Monthly Tax Payment $977 $977 $977
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,254 $4,370 $6,069
Total Monthly Payment $5,323 $5,439 $7,138

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.