2189 OAK FOREST LANE, Palm Harbor, FL, 34683 | $450,000

Under contract-accepting backup offers. Virtually Staged. Welcome to your own slice of Florida paradise in the highly desirable gated Glen Eagles Cluster community! Located in a prime location, right behind the famous Copperhead golf course in Innisbrook. ALL bedrooms are located on FIRST floor- the bonus /loft area is the only thing upstairs. Only 1 owner.
Nestled among beautiful mature trees, this spacious and naturally bright villa/townhome offers the perfect blend of comfort, privacy, and Florida charm. Boasting 2 bedrooms plus a flexible office/potential 3rd bedroom, as well as an upstairs bonus room that can be used as a home office, game room, guest retreat, or additional living space, this home offers a versatile layout designed to fit a variety of lifestyles. The peaceful wooded surroundings create a true retreat-like setting while still being close to everything Florida living has to offer.
Wake up with a cup of coffee and enjoy the peaceful backyard views, where towering trees and tranquil surroundings make every day feel like a getaway. The bright, open layout provides plenty of room for entertaining, relaxing, or simply enjoying the easygoing Florida lifestyle.
You'll appreciate the updates, including A/C-4 yrs new, water heater- 2 yrs new, Roof 2017 and microwave and refrigerator 1 yr new, making this home truly move-in ready.
Spend your days lounging by the community pool, soaking in the hot tub, exploring nearby beaches, or enjoying the countless restaurants, shops, golf courses, and attractions just minutes away.
Whether you're searching for a full-time residence, seasonal retreat, or low-maintenance Florida escape, this home checks all the boxes. Palm Harbor is know for their high ranking schools system.
Don't miss this rare opportunity to own in one of the area's most desirable communities. Homes in Glen Eagles Cluster rarely become available, and once you experience the peaceful setting and unbeatable location, you'll understand why!
Seller givinging sellers credit toward updating flooring or buyers choosing with accepted offer.

Features

  • Amenities: Gated, Pool, Spa/Hot Tub
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1994
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,994
  • Acreage: 0.05
  • Est. Taxes: $2,020
  • HOA Fee: $427 Monthly
  • Lot Desc: Cleared, Cul-De-Sac, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • View: Trees/Woods
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Water Purifier, Water Softener
  • MLS#: W7886393
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/W7886393/2189oakforestlane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/27/2026 11:52:37 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-847-4444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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2189 OAK FOREST LANE, Palm Harbor, FL, 34683

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $168 $168 $168
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,246 $2,965
Total Monthly Payment $2,399 $2,489 $3,208

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.