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Located in the desirable Oak Creek community, this beautifully maintained 2019-built townhome by Taylor Morrison offers 3 bedrooms, 2. 5 baths, and a 1-car garage, combining modern design, low-maintenance living, and exceptional value with NO CDD fees. Freshly painted and enhanced with brand-new carpeting, new blinds, and professionally cleaned air ducts, this move-in-ready home is prepared to welcome its next owner. From the moment you arrive, the home’s charming curb appeal and landscaped exterior set the tone. As a desirable end-unit townhome, it is attached on only one side, providing added privacy, more natural light, and a quieter living environment. The welcoming front porch offers the perfect spot to relax and enjoy the neighborhood setting. Inside, tall ceilings, abundant natural light, and tile flooring throughout the entire first floor create a bright and open atmosphere. The main living area flows seamlessly into a gourmet kitchen designed for both everyday living and entertaining. Highlights include granite countertops, stainless steel appliances, tall cabinetry, a spacious pantry, and a large island overlooking the dining and family room, creating an ideal open-concept layout for gatherings and comfort. Upstairs, a versatile loft space provides additional living flexibility before entering the spacious primary suite, complete with a large walk-in closet and a well-appointed en-suite bathroom. Two additional bedrooms and a full bathroom offer comfortable accommodations, while the conveniently located upstairs laundry adds everyday convenience. Enjoy peaceful Florida living with serene pond views and no backyard neighbors, creating a private and relaxing outdoor backdrop perfect for sunsets. The home's end-unit location not only enhances privacy but also provides an added sense of security with fewer shared walls and greater separation from neighboring residences. Oak Creek is a low-maintenance community offering a swimming pool and beautifully maintained common areas. Ideally located just minutes from I-75, the Selmon Expressway, Brandon Mall, shopping, dining, and major commuter routes, this home provides quick access to downtown Tampa, Tampa International Airport, MacDill AFB, and Florida’s Gulf beaches. A perfect blend of location, lifestyle, privacy, and modern construction, this beautifully updated 2019 Taylor Morrison home is truly move-in ready.
SPECIAL FINANCING INCENTIVE AVAILABLE! Why wait for rates to come down? Qualified buyers may be eligible for a lender-paid 1-0 temporary rate buydown providing a first-year payment equivalent to an interest rate 1% lower than the note rate, with no increase to the standard note rate. Buyer qualification required. Subject to lender approval and program guidelines. Contact listing agent for details.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.412% | 6.640% | 5.952% |
| Monthly Tax Payment | $441 | $441 | $441 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,385 | $1,440 | $1,893 |
| Total Monthly Payment | $1,901 | $1,956 | $2,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.