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Welcome to the desirable Twin Oaks community, where this townhouse offers a peaceful, country-like setting just off Route 7-combining convenience with quiet surroundings. With 1, 337 square feet plus a 600-square-foot unfinished walkout basement, this home provides great flexibility for living, working, and entertaining. The main level features a bright living room with vaulted ceilings, a fireplace with custom mantle, and two skylights that fill the space with natural light. There is ample room for comfortable seating, including a sectional, creating a warm and inviting space year-round. The kitchen offers an oversized pantry and access to a private balcony-perfect for enjoying the serene setting. A half bath and main-level laundry add everyday convenience. Upstairs are two generously sized bedrooms, including an oversized primary with a large closet, along with a full bathroom. The walkout lower level offers excellent potential for a home office, den, or recreation space, plus abundant storage. Also including two dedicated parking Set among manicured grounds with flowering trees and minimal traffic, the community offers a quiet atmosphere with pet-friendly flexibility. Ideally located near New Milford, Kent, New York, and Metro-North. Priced to sell so the new owner can make the finishing touches to make it their own!
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.697% | 6.650% | 5.992% |
| Monthly Tax Payment | $290 | $290 | $290 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,453 | $1,512 | $1,986 |
| Total Monthly Payment | $1,818 | $1,877 | $2,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.