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Prepare to be impressed by this solidly built, meticulously maintained Cape Cod, offered for sale for the first time in 61 years! Nestled on a rare, sprawling 1. 3-acre landscaped and luscious lot in the desirable Town of Wappinger, this charming home beautifully combines classic character with functional living and entertaining. Recent updates provide incredible peace of mind, including a new roof, premium Marvin windows, and a top-of-the-line 275-gallon Roth oil tank. The light-filled interior welcomes you with pristine hardwood floors. This move-in ready home features 3 comfortable bedrooms, 2 full bathrooms, and a versatile flex room, ideal for a home office or guest room. A full unfinished basement allows plenty of room for expansion ideas. Abundant storage spaces throughout the home. Imagine relaxing in the enclosed porch, showcasing picturesque views of your private backyard oasis. Step outside to find a sparkling 18x36 inground pool that is securely fenced in, offering the perfect blend of summer fun and safety. The expansive property features a 2-car detached garage and a private, recently sealed driveway with abundant parking space. As an incredible neighborhood bonus, membership to the Lake Oniad Lot Owners Association is available, unlocking access to community events and scenic lake recreation. Enjoy tranquility and a large private lot while being just minutes from local schools, shopping, dining, and just over 4 miles to the New Hamburg Metro-North station for an easy commute. Your forever home awaits—schedule a tour today!
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Our Executive Mortgage Banker:
$624,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $499,920 | $499,920 | $499,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.412% | 6.640% | 5.952% |
| Monthly Tax Payment | $645 | $645 | $645 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,038 | $3,157 | $4,151 |
| Total Monthly Payment | $3,775 | $3,894 | $4,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.