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Backwater Landing Cottage #25 on Lake Keowee Welcome to this stunning, fully updated direct waterfront cottage in the desirable Backwater Landing community! Perfectly positioned to capture breathtaking panoramic lake views straight from your expansive screened porch, this move-in-ready retreat is ideal as a second home or weekend getaway. Recently refreshed in June 2026 with fresh interior paint and new flooring throughout, the cottage shows exceptionally well and is sold partially furnished—so you can pack your bags and start enjoying lake life right away. This prime lakefront home offers the rare combination of a highly desirable waterfront location with easy access—just steps from the parking lot—plus one of the larger screened porches in the community for effortless outdoor living and entertaining. Backwater Landing is a low-maintenance, private gated community with no public access. Residents enjoy premium amenities including a lakefront lodge and swimming pool, marina, beach, fitness center, and walking trails. The regime fee covers landscaping, water and trash service (for part-time owners), septic maintenance, pool, clubhouse, fitness center, game room, outdoor lighting, and more. Note: No short-term rentals are permitted (minimum 12-month lease required). This cottage also features a favorable modified tax structure. Please inquire for full land lease details, boat slip rental options, and additional information. This beautifully updated lakefront cottage is ready for its next owner—schedule your private showing today and make Backwater Landing your lake home!
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Our Executive Mortgage Banker:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $94 | $94 | $94 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,629 | $1,717 | $2,259 |
| Total Monthly Payment | $1,798 | $1,886 | $2,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.