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Just two blocks from the river and less than a mile from the SR 64 boat ramp, 115 Brown Street is a charming Key West-style retreat that blends character, comfort, and true Florida living. Offering 3 bedrooms, 2 full baths, and clear pride of ownership throughout, this meticulously maintained home is set among the mature natural landscaping that defines the beloved River Haven neighborhood. Established in the early 1900s, River Haven offers a rare Old Florida feel with no HOA or CDD fees—giving you the freedom to fully enjoy your property. Situated on nearly a quarter-acre (. 24 acres), the lot provides ample space to store your boat, RV, trailer, or work equipment right at home—an increasingly hard-to-find advantage. Inside, you’ll find thoughtful updates throughout, including luxury vinyl plank flooring, new subflooring, fresh paint, and newer stainless steel appliances, making this home truly move-in ready. The great room offers an easy, comfortable flow between the kitchen, living, and bedroom areas. Outdoor living is a standout feature. The fully fenced backyard is an entertainer’s dream with a large rear deck ideal for gatherings, cookouts, and quiet Florida evenings surrounded by mature landscaping and privacy. Storage and flexibility continue with an attached one-car garage with overhead storage, plus a rear slab offering potential for additional parking, a shed, or future expansion. Combined with the generous lot and no HOA restrictions, the property easily accommodates boats, RVs, tools, and recreational gear. A front deck provides the perfect spot for morning coffee or sunset views, while the nearby river and boat ramp support an active outdoor lifestyle. From its thoughtful updates to its exceptional outdoor space and unmatched storage flexibility, this home reflects consistent care and pride of ownership. If you're seeking comfort, convenience, and the freedom to truly live the Florida lifestyle, 115 Brown Street is ready to welcome you home. Schedule your private showing today!
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$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $215 | $215 | $215 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,672 | $1,763 | $2,319 |
| Total Monthly Payment | $1,962 | $2,053 | $2,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.