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**5. 25% VA ASSUMABLE LOAN** Welcome to 277 Overcup Loop, an impeccably upgraded 5-bedroom, 2. 5-bathroom residence located in the highly sought-after Lindera Preserve at Cane Bay, where elevated design meets everyday functionality. From the moment you arrive, you're greeted by beautiful landscaping, a welcoming front porch, and a two-car garage. Upon entering the home, a bright and inviting foyer sets the tone for the thoughtful layout. Just off the entry, you'll find a private flex space with French doors, perfect for a home office, playroom, or additional sitting area. Across from the office is a spacious formal dining room, ideal for hosting holiday gatherings, dinner parties, or everyday meals. As you continue through the home, the space opens seamlessly into a stunning, light-filled living area designed for both comfortable everyday living and effortless entertaining. At the heart of the home is a beautifully appointed kitchen showcasing crisp cream-colored cabinetry, granite countertops, a timeless tile backsplash, stainless steel appliances, an oversized center island, and a double wall oven. A butler's pantry connects the kitchen and dining room, providing additional counter space, cabinet storage, and the perfect setup for hosting and entertaining. The adjacent eat-in dining area offers even more room for casual meals and gatherings. The main living space is filled with natural light and anchored by a cozy fireplace, creating the perfect place to unwind at the end of the day. Step outside to enjoy the screened porch, complete with a ceiling fan for year-round comfort, as well as an extended patio and covered pergola overlooking a tranquil pond. This outdoor retreat creates a picturesque setting for relaxing evenings, weekend cookouts, and true Lowcountry living at its finest. Upstairs, you're welcomed by a spacious loft that currently serves as the home's fifth bedroom, offering incredible flexibility as a guest suite, media room, playroom, or secondary living space. The primary suite is a true sanctuary, featuring a spa-inspired en suite bathroom with a double vanity, tiled walk-in glass shower, soaking tub, and a walk-in closet. The upstairs laundry room is thoughtfully designed with built-in shelving, providing additional storage and organization for everyday living. Down the hall, three additional well-appointed bedrooms and a full guest bathroom provide comfort and flexibility for family and guests alike. Located within the vibrant Lindera Preserve community, residents enjoy access to exceptional amenities including scenic walking trails, two resort-style pools, a dog park, playgrounds, and miles of wooded paths. Conveniently situated near the Cane Bay Family YMCA, Publix, dining, shopping, and Cane Bay schools, this home offers luxury, comfort, and convenience in one of the area's most desirable communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$474,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $379,992 | $379,992 | $379,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,371 | $3,130 |
| Total Monthly Payment | $2,351 | $2,446 | $3,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.