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403 COTTAGE CIRCLE E, #403, Lake Wales, FL, 33867 | $149,000
Get more bang for your buck with this good lookin’ end-unit cottage. It is proudly offered as one of the last true one-bedrooms located inside the acclaimed Westgate River Ranch Resort & Rodeo in River Ranch, FL. The wood walls in the open great room and kitchen with the decorative brick fireplace creates the cozy cabin feel that comes from being in the country. The private outdoor patio with BBQ is the only one found on the one bedroom cottages. The kitchen and bathroom boast the original solid wood cabinetry. Additionally, the fully enclosed and PERMITTED Florida room with separate air conditioner and interior french doors provide limitless bonus room options. The water heater has been replaced with a tankless, limitless, hot water system and is situated inside the dedicated indoor utility room along with the full size washer and dryer, and extra pantry space. All-inclusive quarterly HOA fee completely covers high speed internet, cable, electricity, water, sewer, exterior building maintenance, pest control and lawn care. This original cottage can easily become a vacation home and/or an investment rental in your absence. This end-unit is steps away from all Westgate River Ranch Resort & Rodeo amenities including live rodeos, waterpark, mini golf, adventure park, petting zoo, boating, fishing, dining, and many other family friendly activities.
*All window treatments, decorator ceiling fans, vintage mini stove (with replacement parts), microwave, mini and full size refrigerators, and some furnishings to be included in purchase.
*All permits for improvements to date will be provided to the buyer.
*Allergy friendly: no pets have lived in this unit for the last 11 years.
*All purchase offers must be presented on an “AS IS” Purchase Contract, with verified proof of funds. No seller financing offered. Buyer to pay all closing costs. All reasonable offers will be entertained.
*Showings by appointment only… schedule your tour today.
Features
- Heating: Electric
- Cooling: Central Air, Wall/Window Unit(s)
- Levels: 1
- Amenities: Security, Spa/Hot Tub
- Rooms: 7
- Bedrooms: 1
- Baths: 1 full
- Laundry: Inside
- Complex: OUTDOOR RESORTS RIVER RANCH INN & COTTAGES A CONDO
- Year Built: 1966
- Common Charge: $710 Quarterly
- Approx Sq. Feet: 737
- Est. Taxes: $1,085
- Lot Desc: Near Marina, Sidewalk
- Pet Policy: Size Limit
- Appliances: Built-In Oven, Cooktop, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
- MLS#: TB8517679
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/TB8517679/403cottagecirclee_lakewales_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
403 COTTAGE CIRCLE E, #403, Lake Wales, FL, 33867
$149,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $119,200 | $119,200 | $119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $90 | $90 | $90 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $724 | $753 | $990 |
| Total Monthly Payment | $889 | $918 | $1,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388