220 S RIVERWALK DRIVE, Palm Coast, FL, 32137 | $829,900

Thoughtfully upgraded and meticulously maintained, this exceptional 2023 Skyway Builders residence showcases a completely renovated designer kitchen, a resort-style heated saltwater pool completed in 2025, and an impressive collection of custom enhancements throughout. Offering 3 bedrooms, 2. 5 baths, a dedicated office, and a desirable split-bedroom floor plan, the home blends quality craftsmanship with comfortable everyday living. Elegant marble flooring spans the main living areas, while wood-look ceramic tile extends throughout the bedrooms. Plantation shutters, crown molding, custom lighting, built-in speakers, and a striking electric fireplace feature wall add warmth, character, and sophistication. At the heart of the home, the chef-inspired kitchen was completely renovated and features custom soft-close solid wood cabinetry with pull-out storage, premium quartzite countertops, decorative glass and quartzite backsplashes, an oversized island, apron-front farmhouse sink, walk-in pantry, induction cooktop, wine refrigerator, Bosch dishwasher, and premium GE Café and GE Profile appliances, including a built-in Advantium convection/speed oven and wall oven. Beautifully designed and highly functional, the space is equally suited for everyday living and entertaining. The spacious owner's suite offers custom-designed walk-in closets and a beautifully appointed spa-inspired bath featuring dual vanities, an oversized frameless glass shower, and refined finishes. Pocket sliding glass doors create a seamless transition to the expansive screened lanai and private backyard retreat overlooking a tranquil preserve. Completed in 2025, the resort-style saltwater pool features waterfalls, sealed pavers, and two retractable awnings, creating an inviting outdoor living space designed for both relaxation and entertaining while enjoying the added privacy and peaceful backdrop of the preserve. Additional highlights include a whole-house water filtration system, epoxy-coated garage floor, irrigation system with well, gutters, laundry room with sink and cabinetry, upgraded fixtures, accordion shades on the living room sliders, and televisions in both the owner's suite and lanai that convey. Residents of Palm Coast Plantation enjoy gated security, a clubhouse, fitness center, community pool, tennis and pickleball courts, basketball, bocce, shuffleboard, boat and RV storage, and access to a scenic 128-acre lake with fishing pier and gazebo. Combining a fully renovated designer kitchen, exceptional indoor-outdoor living, meaningful upgrades throughout, and a private preserve setting, this move-in-ready residence delivers a level of comfort, quality, and lifestyle that is increasingly difficult to find in today's market.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,097
  • Acreage: 0.24
  • Est. Taxes: $445
  • HOA Fee: $718 Quarterly
  • Lot Desc: Conservation Area, Landscaped, Private
  • Pool: Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: FC319139
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/FC319139/220sriverwalkdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2026 11:47:07 AM)
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE (FLORIDA PARK)   Phone: 386-445-7000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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220 S RIVERWALK DRIVE, Palm Coast, FL, 32137

$829,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $663,920 $663,920 $663,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $37 $37 $37
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,874 $3,981 $5,603
Total Monthly Payment $4,003 $4,110 $5,732

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.