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Nestled in the heart of Black Rock's coveted St. Mary's-by-the-Sea neighborhood, this one-of-a-kind coastal treasure offers breathtaking Ash Creek sunsets, water views, and exceptional privacy. Set on a deep, beautifully landscaped lot, the expansive backyard and gardens create a secluded retreat perfect for entertaining or relaxing. The welcoming front porch offers both sunny and shaded seating areas to enjoy throughout the day while taking in views of the Long Island Sound and tidal estuary. Inside, timeless charm blends seamlessly with modern comfort. The front-to-back living room features hardwood floors and a fireplace, while the formal dining room showcases built-ins, crown molding, and classic architectural details. The updated kitchen features fresh white cabinetry, quartz countertops, stainless steel appliances, and generous prep space. A versatile first-floor family room offers flexibility for everyday living, guests, or a future main-level bedroom. Sliders open to the bluestone patio and private backyard oasis. Additional highlights include a three-season porch, central air, replacement windows, irrigation system, Trex porch decking, garden shed, and hardwood flooring throughout much of the home. A rare opportunity to enjoy the St. Mary's lifestyle with stunning sunsets, water views, walkability, character, and one of Black Rock's most enchanting settings.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Dining Room | Built-Ins,Hardwood Floor | Main |
| Family Room | Ceiling Fan,Patio/Terrace,Sliders,Hardwood Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper |
| Half Bath | Remodeled,Tile Floor | Main |
| Kitchen | Quartz Counters,Engineered Wood Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
| Sun Room | Ceiling Fan,Tile Floor | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $1,026 | $1,026 | $1,026 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,856 | $4,072 | $5,731 |
| Total Monthly Payment | $4,974 | $5,190 | $6,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.