49 Edgewater Terrace, Milton, VT, 05468 | $799,900

Welcome to 49 Edgewater Terrace in Milton, Vermont—a rare waterfront retreat offering privacy, space, and year-round enjoyment on beautiful Arrowhead Mountain Lake. Nestled at the end of a quiet cul-de-sac on 3. 88 landscaped acres, this well-maintained 3-bedroom, 3-bathroom home boasts approximately 200 feet of pristine lake frontage, creating an exceptional setting for relaxation, recreation, and entertaining. Surrounded by mature trees and natural beauty, the property offers a peaceful and private atmosphere while remaining conveniently located to local amenities. Inside, the home features comfortable living spaces designed for everyday living and gathering with family and friends. Outside, the expansive grounds provide endless opportunities to enjoy Vermont's changing seasons. Take in lake views from your backyard oasis, cool off in the above-ground pool, or make use of the versatile barn and carport for storage, hobbies, or recreational equipment. Whether you're seeking a primary residence, vacation getaway, or waterfront lifestyle property, this unique offering combines acreage, privacy, and direct lake access in one exceptional package. Don't miss this opportunity to own nearly four acres of waterfront property with 200 feet of frontage on Arrowhead Mountain Lake.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter / 1 half
  • Style: Colonial
  • Year Built: 1995
  • Garage: 2-car Garage
  • Heating: Natural Gas,Baseboard,Hot Water
  • Cooling: Other
  • Basement: Partially Finished
  • Approx Sq. Feet: 2,096
  • Acreage: 3.88
  • Est. Taxes: $7,934
  • Lot Desc: Country Setting,Lake Frontage,Landscaped,Mountain View,Sloping,Waterfront,Near Shopping,Neighborhood
  • Water Front: Yes
  • Elem. School: Milton Elementary School
  • Middle School: Milton Jr High School
  • High School: Milton Senior High School
  • School District: Milton
  • MLS#: 5093856
  • Website: https://www.raveis.com
    /prop/5093856/49edgewaterterrace_milton_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/27/2026

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Natalie Kirstein - Natalie Kirstein TeamLuxury Properties Specialist

239.784.0491

Natalie.Kirstein@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

49 Edgewater Terrace, Milton, VT, 05468

$799,900

Natalie Kirstein - Natalie Kirstein Team

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.784.0491

Natalie.Kirstein@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,920 $639,920 $639,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.098%
Monthly Tax Payment $661 $661 $661
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,940 $4,151 $5,357
Total Monthly Payment $4,693 $4,904 $6,110

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.