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$10, 000 PRICE IMPROVEMENT! Beautiful and well maintained two-story townhome on a CORNER LOT in Lutz, FL near Odessa! The home has 2 bedrooms, 2 and a half baths, one car garage, driveway, and fully screened and covered lanai. The first floor of the home features a small foyer off the front entryway with a coat closet that has rack storage and open storage underneath. The foyer opens to the large Great Room, which has direct access to a cozy dinette nook and well equipped kitchen. The Great Room and dinette nook feature three large windows with cordless blinds that allow the room to be bathed in great sunlight when opened. The kitchen features stainless steel GE appliances, granite countertops, a breakfast bar with room for high-top seating, and plenty of cabinet space for storage. The kitchen also features double sinks, ceramic tile flooring, and a pantry. The fully screened and covered lanai is accessible right off the dinette nook. The stairs lead to the second floor of this home which features a sizable multipurpose loft, large enough for office or lounge furniture. The laundry room is just off the loft area and features GE washer and dryer appliances, as well as elevated cabinets for extra laundry storage. The loft divides the primary bedroom from the additional bedroom. The primary bedroom is off of a small walkway from the loft, and features two large room windows, a sizable walk-in closet, a ceiling fan with light fixture, as well as a private bathroom. The primary bathroom features double sinks with granite countertops and cabinet space underneath, a shower, ceramic tile flooring, and a small window to let in sunlight and breeze. The second bedroom features a large room window, a sizable walk-in closet, a ceiling fan with light fixture, and an ensuite bathroom that includes a combination shower and tub, a single sink/vanity with cabinet space underneath, and a small window to let in sunlight and breeze. Crown molding is featured throughout the home. The home also comes with the Taexx System by HomeTeam Pest Defense.
This is a great opportunity to own a well-maintained private townhome residence on a corner lot that has had only one owner, with no live-in pets, and no smoking. Water/sewage, and lawn/ground maintenance is included in the monthly HOA fee. No CDD. The home is conveniently located within short walking distance of a large fitness center, fast food and health food eateries, a grocery store, and a gas station. Schedule your appointment to see the property today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $302 | $302 | $302 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,633 | $1,722 | $2,274 |
| Total Monthly Payment | $2,010 | $2,099 | $2,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.