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WOW !! This 2/2/2 home has so much to offer!! Cute as can be with tile floors running throughout the entire home. Beautifully updated kitchen with granite, upgraded cabinets, pantry, tile back splash and stainless steel appliances. Both bathrooms also have granite, primary with walk-in shower, guest bath with tub/shower. Spacious living room offers plenty of room for friends to gather and flows into the dining area that leads out to a Florida room with glass windows that is under heat and air and includes a wall ac unit for additional cooling and overlooks the semi private fenced back yard with no neighbors behind !! You will also appreciate the hurricane shutters, brand new garage door, water softener, large covered front porch, screened garage door, and termite bond. ROOF 2012, HVAC, 2019, W/H 2011. In the fun, friendly, active, 55+, gated golf community of SPRUCE CREEK PRESERVE Pool, hot tub, pickleball, tennis, corn hole, shuffleboard, bocce ball, billiards, fitness center, water aerobics, yoga, exercise classes, chair volleyball, cards, crafts, games, Bingo, bunco, potluck dinners, dances, social and travel groups. Nestled into Nature Preserves and the golf course offers a very peaceful atmosphere. Less than 5 miles from doctors /hospital/ fire station, groceries, restaurants, shopping, banking, etc. North Central location is ideal for day trips all across Florida from the Gulf to the Atlantic and every oppotunity in between !
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $168,000 | $168,000 | $168,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $275 | $275 | $275 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,006 | $1,061 | $1,395 |
| Total Monthly Payment | $1,356 | $1,411 | $1,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.