9276 MIAMI CIRCLE, Port Charlotte, FL, 33981 | $700,000

COASTAL LUXURY, WATERFRONT VIEWS, AND A BOATER'S DREAM LOCATION! Situated on South Gulf Cove's sought-after SALTWATER CANAL SYSTEM, this beautifully reimagined 3 BEDROOM + DEN/BONUS ROOM, 2 BATHROOM POOL & SPA HOME combines sophisticated upgrades, exceptional outdoor living, and effortless access to the water for the ultimate Florida lifestyle.

From the moment you step inside, you'll be greeted by tranquil canal views, abundant natural light, and a spacious floor plan designed for both everyday living and entertaining. Recent improvements throughout the home create a fresh, modern feel, including LUXURY VINYL PLANK FLOORING INSTALLED IN 2025, fresh interior paint, and a long list of upgrades that make this property truly MOVE-IN READY.

At the heart of the home is a stunning, redesigned kitchen featuring UPGRADED CABINETRY, ALL-NEW APPLIANCES (2025), an OVERSIZED QUARTZ ISLAND, a multifunction workstation sink, propane-fueled cooking with a pot filler, and an impressive custom pantry complete with extensive shelving and a hidden coffee station. Whether hosting guests or preparing family meals, this space was designed to impress.

The versatile floor plan includes a dedicated DEN/BONUS ROOM enhanced by a custom-built LIBRARY WALL WITH ROLLING LADDER, creating the perfect home office, reading room, or flex space. An additional bonus area offers even more possibilities for guests, hobbies, or remote work.

The spacious primary suite serves as a private retreat with DIRECT LANAI ACCESS, DUAL WALK-IN CLOSETS, and a beautifully updated ensuite bathroom featuring modern finishes, quartz countertops, and stylish fixtures. Two additional guest bedrooms and an updated guest bathroom provide comfortable accommodations for family and visitors.

Step outside to your private backyard oasis where Florida living truly shines. The expansive screened lanai features a HEATED POOL AND ATTACHED SPA, surrounded by peaceful water views. A NEWLY RESCREENED POOL ENCLOSURE enhances the outdoor space, while the COMPOSITE DOCK WITH ELECTRICITY is pre-wired for a future boat lift, making it easy to enjoy life on the water. Additional features include CANAL-FED IRRIGATION, a flagpole, and plenty of room to relax, entertain, and enjoy the beautiful surroundings.

For added peace of mind, the home also features a NEW ROOF INSTALLED IN 2023 and an expanded laundry room with utility sink and direct garage access.

Located in the desirable WATERFRONT COMMUNITY OF SOUTH GULF COVE, you'll enjoy easy access to boating, fishing, golf courses, shopping, dining, beautiful Gulf beaches, and all that Southwest Florida has to offer.

This is a RARE OPPORTUNITY to own a thoughtfully updated waterfront home where luxury, functionality, and coastal living come together seamlessly.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2013
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 2,299
  • Acreage: 0.23
  • Est. Taxes: $7,340
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range Hood, Refrigerator
  • MLS#: C7526946
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/C7526946/9276miamicircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 1:53:44 AM)
Listing courtesy of GRANT TEAM REAL ESTATE, LLC   Phone: 941-205-8481

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9276 MIAMI CIRCLE, Port Charlotte, FL, 33981

$700,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $560,000 $560,000 $560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $612 $612 $612
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,354 $3,536 $4,650
Total Monthly Payment $4,058 $4,240 $5,354

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.