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Nestled just steps from the scenic Narrow River, 36 Maple Street offers the ultimate coastal South Kingstown lifestyle. This well-maintained residence captures the essence of relaxed New England living with a bright, open-concept layout flooded with natural light and a refreshing salt air breeze. Step inside to a welcoming living room, which flows into a modern, vaulted kitchen, creating a perfect venue for hosting social gatherings. The main living space is configured with 2 bedrooms (with the ability to add a 3rd) and is highlighted by a versatile bedroom loft, offering a unique and airy retreat for guests, a home office, or a cozy primary suite. Outside, the perimeter gardens and front yard provide the perfect backdrop for enjoying a morning coffee or an evening barbeque, all while offering convenient space to store your kayaks, paddleboards, and surfboards. This premier location puts the best of South County right at your doorstep. Launch your watercraft down the road to explore the winding waterways out to Narragansett Beach, or take a quick drive to the area's world-class ocean shorelines. While this quiet coastal pocket feels like a private sanctuary, you are only minutes away from downtown Wakefield's vibrant shopping and dining, the University of Rhode Island, and local transit. Whether you are seeking a year-round home, a classic summer getaway, or an investment opportunity, this property delivers an unmatched blend of coastal charm and everyday convenience.
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$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $225 | $225 | $225 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,822 | $2,940 | $3,881 |
| Total Monthly Payment | $3,139 | $3,257 | $4,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.