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Welcome home to this beautifully maintained, one-owner residence tucked away on a quiet cul-de-sac in a well-established neighborhood known for its mature trees, peaceful setting, and low HOA fees of just $180 per year. Pride of ownership shines throughout this meticulously cared-for home, offering buyers peace of mind with numerous updates and improvements. The roof is approximately 11 years old, the HVAC system is approximately 10 years old, and the water heater was replaced just 2 years ago. The kitchen appliances have also been updated, including a washer, dryer, oven, and stove that are approximately 3 years old, a microwave that is 4 years old, and a dishwasher that is 6 years old. Additional major improvements include a professionally encapsulated crawl space with French drains installed approximately 5 years ago and a septic tank that was serviced and emptied just 2 years ago. Surrounded by beautiful landscaping and mature trees, this home offers the perfect blend of comfort, privacy, and community. Whether you're enjoying the peaceful neighborhood setting or appreciating the care and maintenance that has gone into every aspect of the property, this home is truly move-in ready and waiting for its next owner. Don't miss this opportunity to own a well-maintained home in a desirable established community with timeless charm and modern peace of mind.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.412% | 6.640% | 5.952% |
| Monthly Tax Payment | $62 | $62 | $62 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,507 | $1,566 | $2,059 |
| Total Monthly Payment | $1,644 | $1,703 | $2,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.