10418 VISTA PINES LOOP, Clermont, FL, 34711 | $448,000

Who says your first home has to feel like a compromise? Three bedrooms, two baths, nearly 2, 100 square feet, and a lot big enough to actually enjoy. This Clermont home is proof that starting out doesn't have to mean starting small.

Tucked away in the quiet community of Vista Pines, this well-maintained home offers a spacious open layout with soaring vaulted ceilings, crown molding, ceramic tile throughout the main living areas, and a split-bedroom floor plan designed for both comfort and privacy. The oversized living and dining spaces flow seamlessly into the kitchen and family room, creating the perfect setup for everyday living and entertaining.

The primary suite is generously sized and features a large walk-in closet along with an ensuite bath complete with split vanities, a garden tub, and separate shower. Two additional bedrooms and a fully renovated guest bathroom provide flexible space for family, guests, a home office, or hobbies. Recent seller improvements include ceramic tile flooring replacing carpet, renovations to both secondary bedrooms and the guest bathroom, and the addition of a whole-house water filtration system. The home also benefits from a newer roof and HVAC system.

Outside, you'll appreciate the oversized . 27-acre lot, fenced backyard, covered rear porch, irrigation system, and ample room to relax, garden, play, or entertain. Unlike many newer communities, this property offers space between neighbors and a peaceful setting without sacrificing convenience.

Located just minutes from Clermont's scenic chain of lakes, waterfront parks, boat ramps, trails, shopping, dining, and everyday conveniences, you'll enjoy easy access to the area's outdoor lifestyle while still being close to major commuter routes. Nearby recreation opportunities include the Clermont Waterfront, South Lake Trail, and the rolling hills that have made Clermont one of Central Florida's most desirable places to call home. The Vista Pines community itself is known for its quiet atmosphere, mature trees, and neighborhood feel.

If you've been searching for a home that offers more space, more upgrades, and more value than the typical starter home, this is one you won't want to miss.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,097
  • Acreage: 0.27
  • Est. Taxes: $2,849
  • HOA Fee: $400 Annually
  • Lot Desc: In County, Level, Oversized Lot, Unincorporated
  • View: Trees/Woods
  • Elem. School: Pine Ridge Elem
  • Middle School: Gray Middle
  • High School: South Lake High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6414759
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6414759/10418vistapinesloop_clermont_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/19/2026 4:17:10 PM)
Listing courtesy of Serhant   Phone: 786-296-8626

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10418 VISTA PINES LOOP, Clermont, FL, 34711

$448,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $358,400 $358,400 $358,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $237 $237 $237
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,146 $2,263 $2,976
Total Monthly Payment $2,458 $2,575 $3,288

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.