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This jewel box is small but mighty! Set on a lovely side street, this 1870 home has recently undergone a down-to-the-studs renovation. Every wall was opened up, allowing for all-new plumbing, electrical, insulation, and roofing. The interior was reimagined to create dramatic yet inviting spaces, like the entertaining kitchen featuring a waterfall-edge marble island, induction range with pot filler, and an exposed beamed ceiling. Designed to feel like a seamless part of the living space, a hidden "prep" kitchen houses the sink, additional appliances, and storage, keeping the mess completely out of view. The soaring ceiling of the living room is an unexpected find in a home of this footprint. A wall of windows and French doors fills the room with light, taking in the large yard and accessing the patio for summer soirees around the fire pit. The first-floor bedroom, currently used as a cozy den, also features a lovely exposed beam ceiling and sits adjacent to a full bath. Upstairs, the entire second floor encompasses a large bedroom suite. It currently features a half bath, with plenty of room to easily add a tub, shower, or both to create a custom en-suite. Down in the basement, a fresh concrete floor was poured and all mechanicals are brand new. This property offers all the charm and character of a historic home with none of the headaches! The location is just a short stroll to Off the Trail Cafe for breakfast and lunch, or the Falls Village Inn for dinner on their fabulous patio and drinks at the bar with an English pub vibe. The town boasts an outstanding library that regularly hosts art shows and plant sales. Noted design maven, author, and gardener supreme Bunny Williams lives in town and curates a lovely shop with local offerings. Also known as a "small town with a big car show, " which encompasses the village in mid-July, Falls Village is a picturesque New England destination with an incredible sense of community.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Full Bath | Main | |
| Half Bath | Upper | |
| Kitchen | Main | |
| Living Room | Cathedral Ceiling | Main |
| Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $485 | $485 | $485 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,851 | $3,006 | $3,953 |
| Total Monthly Payment | $3,428 | $3,583 | $4,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.