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3904 HEIRLOOM ROSE PLACE, Oviedo, FL, 32766 | $673,000
One or more photo(s) has been virtually staged. NEW PRICE! Seller is also offering a 2% seller-paid concession that qualified buyers may use to secure a permanent interest rate as low as 5. 99% (APR 6. 391%) for the entire 30-year loan through List & Lock™, helping reduce monthly mortgage payments. Terms apply, see disclosures for more information.
Located in The Sanctuary, one of Oviedo's most sought-after communities, this well-maintained residence combines a functional floor plan, abundant natural light and numerous recent improvements within a top-rated Seminole County school district.
Offering four bedrooms plus a dedicated office, the home features a desirable first-floor primary suite, volume ceilings and spacious living areas designed for both everyday living and entertaining. A gas fireplace anchors the expansive family room, which flows seamlessly into the kitchen and dining area.
The kitchen features granite countertops, stainless steel appliances, solid wood cabinetry and a RainSoft whole-house water treatment and softener system.
The first-floor primary suite offers two walk-in closets, including a custom built-in closet system, along with a spacious bath featuring dual vanities, a walk-in shower and a separate soaking tub.
Recent improvements provide peace of mind, including a new roof (2026), fresh interior paint (2026), exterior paint (2025), heating and air conditioning systems replaced in 2020 and 2025, and updated flooring throughout much of the home.
Enjoy Florida living from the large screened lanai with two ceiling fans, an outdoor patio and a fully fenced backyard offering exceptional privacy. A partial pond view from one corner of the backyard adds to the peaceful outdoor setting.
Residents of The Sanctuary enjoy approximately 800 acres of conservation areas, a resort-style swimming pool, clubhouse, fitness center, playgrounds and sports courts.
Conveniently located near State Road 417, the home offers easy access to Research Park, the University of Central Florida, downtown Orlando, Orlando International Airport and Orlando Sanford International Airport.
A well-maintained home offering major recent improvements, a flexible floor plan and an exceptional opportunity in one of Oviedo's premier communities.
Features
- Amenities: Clubhouse, Fitness Center, Park, Playground, Pool, Tennis Court(s)
- Rooms: 9
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Laundry Room
- Style: Contemporary, Florida
- Year Built: 2004
- Garage: 3-car Driveway, Garage Door Opener, Oversized
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,725
- Acreage: 0.21
- Est. Taxes: $8,119
- HOA Fee: $350 Quarterly
- Lot Desc: Corner Lot, City Lot, Sidewalk
- View: Trees/Woods
- Elem. School: Walker Elementary
- Middle School: Chiles Middle
- High School: Hagerty High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: O6411328
- Days on Market: 38 days
- Website: https://www.raveis.com
/prop/O6411328/3904heirloomroseplace_oviedo_fl?source=qrflyer
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY Phone: 407-333-1900
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3904 HEIRLOOM ROSE PLACE, Oviedo, FL, 32766
$673,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $538,400 | $538,400 | $538,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | $677 | $677 | $677 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,225 | $3,400 | $4,471 |
| Total Monthly Payment | $3,994 | $4,169 | $5,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388