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Presented by
Mark Cerulli |
103 11TH STREET SE, Winter Haven, FL, 33880 | $225,000
Lake Views, Space to Spread Out, and Major Updates Already Done! Nestled on over half an acre with fully fenced back yard, this charming home offers a rare combination of privacy, flexibility, and scenic surroundings as it's situated between Lake Elbert and Lake Otis, both visible from the large front yard. Sit on the lovely front porch, relax in the swing out back, or in the oversized screen breezeway with peace of mind from the recent improvements. New roof and electric panel installed in 2023, as well as a newer water heater and ac/heat pump w/10 year warranty. While on public utilities, the home does have a well for irrigation (seller is obeying current water restrictions but hopeful that grass will green back up with rain!). There is NO HOA, and plenty of room to park the toys like boats or an RV. Side entry detached garage offers even more flexibility, as it includes the laundry, storage and a bonus room with full bath, perfect for hobbies, office, or home gym.
We haven't even gotten to the home yet, which includes spacious rooms, real wood floors and kitchen cabinets, built ins and some charming features that you won't find in a modern cookie cutter home. It's truly a must see with great natural lighting and that homey feel you can't duplicate. Contact your agent to shedule a showing today!
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 3 full
- Lot Size: 146 x 161
- Laundry: In Garage, Laundry Room
- Year Built: 1950
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,353
- Acreage: 0.54
- Lot Size: 146 x 161
- Est. Taxes: $1,146
- Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
- MLS#: L4962579
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/L4962579/10311thstreetse_winterhaven_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Mark CerulliSales Associate
203.520.1283
Mark.Cerulli@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
103 11TH STREET SE, Winter Haven, FL, 33880
$225,000
Mark Cerulli
Sales Associate
William Raveis Real Estate
Phone: 203.520.1283
Mark.Cerulli@Raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $96 | $96 | $96 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,078 | $1,123 | $1,483 |
| Total Monthly Payment | $1,249 | $1,294 | $1,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388