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Presented by
Sweeney Team |
BRAND NEW ROOF MAY 2026!!! Seller is offering $3, 000 buyer concession! This quaint craftsman style home is located in Highland Oaks in the charming city of Minneola, just north of Clermont. Affordably priced, this home offers the space, comfort and convenience in an area that continues to attract buyers seeking the perfect balance of small town charm and everyday accessibility. Historic Downtown Clermont is just minutes away with a waterside restaurant, boutiques, a weekly Farmer’s Market & seasonal festivals like The Caribbean Jerk, Pig on the Pond, Red Hot & Boom, Art & Jazz, Trunk or Treat, Christmas festivities and more! South Lake is the quintessential HOME TOWN! Whether you’re looking for your 1st home, downsizing or retiring, this darling home will check the boxes! The nostalgic front porch has plenty of room for rocking chairs to quietly enjoy your morning coffee or maybe even strike up a friendly conversation with the neighbors! At just over 2, 100 sq ft of living space this 4/2 home offers a formal dining room with 2 arched openings. The 4th bedroom has been used as an open office and the doors/closet can be added back to suit your needs. Inside the style is more transitional, freshly painted with tile and wood laminate flooring, all in a neutral tone. The kitchen features maple-toned cabinetry, black appliances, ample storage and a layout that remains connected to the large great room, making it easy to stay part of the conversation whether you're preparing dinner or hosting family and friends. The primary suite offers a relaxing retreat with a garden tub, separate shower, dedicated makeup area and generous storage. The indoor laundry room is complete with utility sink and extra wall cabinets. Step outside to enjoy the covered back porch overlooking a fenced backyard to enjoy Florida's beautiful weather. Situated on an elevated lot, the home offers attractive curb appeal with mature oak trees. You CAN add a pool, the slope of the yard would also be ideal for big multi tiered deck. The HOA is super low and simple with residents enjoying access to the neighborhood playground. Sidewalks also make it a very walkable neighborhood. Yes, we know no-one likes carpet, nothing a little moolah can't fix! Seller will consider concessions.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,500
Sales Associate
William Raveis Real Estate
Phone: 339.832.1634
SweeneyTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,600 | $295,600 | $295,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $480 | $480 | $480 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,770 | $1,866 | $2,455 |
| Total Monthly Payment | $2,325 | $2,421 | $3,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.