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Under contract-accepting backup offers. THEY CALL THIS HOME “THE ONE”.
Tucked away at the end of a quiet cul-de-sac street in highly sought after Palm Harbor Florida, this home has a kind of setting that’s getting harder and harder to find. Instead of neighbors on top of you on every side, you’ve got a beautiful undeveloped conservation land on two sides! It’s peaceful, private, and quiet in a way that just feels different than most the homes in Pinellas County now a days. With only one way in and out and one of the next neighborhoods to have its streets freshly paved, there’s a sense of comfort and calm in this neighborhood.
From the beginning, this home wasn’t just updated it was cared for and truly lived in. Every project, every upgrade, every detail was done with intention. Not rushed, not flipped, but thoughtfully improved over time.
Inside, you'll find soaring 12-13ft ceilings and a layout opens up in a way that makes everyday living feel easy, especially with the central vacuum system! The captivating kitchen was completely redone from top to bottom and has become the heart of the home, with all brand new stainless-steel appliances (2025/26) and fully custom PRADA quartz countertops with full wall backsplash that tie everything together. It’s the kind of space where people naturally gather. The master suite is unlike any other room in the house also with 12-13ft ceilings! Its spacious and private, with a bathroom that was designed to mimic a spa. Both bathrooms have been fully renovated with clean, modern luxury finishes from top to bottom (2024, 2026).
Beyond what you can see, there’s a lot you can feel. A NON FLOOD ZONE - BLOCK HOME with new drywall, new flooring everywhere, new doors throughout, fresh interior paint, fresh exterior paint, upgraded lighting, new outlets, (2024) new insulated garage door as well as all equipment (2025), full added R-38 attic insulation (2025) to keep things cool during the Florida summers. A brand new walk-in pantry (2025), a finished garage with epoxy floors (2026), and new pool equipment with a saltwater conversion (2024)—everything was done to make the home not just look better, but live better and be worry free long term!
But where this home really stands out is outside. The front and backyard have been completely transformed. New fencing (2026), fresh landscaping everywhere (2025/26), and a wide-open oversized yard give you space and privacy that’s rare for this area. There’s a large deck with plenty of seating for even your biggest family gatherings (2025), a fully screened and covered patio, and an outdoor kitchen that makes it easy to spend more time outside than in. Whether it’s having people over or just enjoying a quiet night, this space has been used and loved in all the right ways.
The best part is even with how tucked away it feels, you’re still incredibly close to everything—9 minutes to Fred Howard Beach, walking distance to the Pinellas Trail, major airports, theme parks, and just 3 minutes from WORLD FAMOUS Innisbrook Golf Resort.
This isn’t just another house on the market. It’s a home that’s been lived in, improved with care, and genuinely loved. The hope is that whoever comes next feels what the current owners felt that the moment they walked in and love it just as much as they did for your chapter here.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,555 | $479,555 | $479,555 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $646 | $646 | $646 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,914 | $3,028 | $3,982 |
| Total Monthly Payment | $3,652 | $3,766 | $4,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.