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Welcome to 9 Gilead Road, a charming Cape-style home set on a spacious, level lot in the picturesque town of Andover. Surrounded by mature trees and natural beauty, this property offers the perfect balance of privacy, comfort, and convenience. Step inside to a warm and welcoming main level featuring a bright living room with a pellet stove in the living area, a dining room, and a functional kitchen with a convenient laundry area just off the back entrance. From here, step out to the wooden deck-an ideal spot for outdoor dining, entertaining, or simply relaxing and taking in the peaceful surroundings. This level also offers a full bathroom and two comfortable bedrooms, providing flexible living options. Upstairs, you'll find an additional bedroom, a half bath, and a spacious primary suite with its own private bath. Skylights in the upper bedrooms and primary bath fill the home with natural light, creating a bright and inviting atmosphere throughout. The partially finished basement offers versatile additional living space, ideal for a spacious rec room, family room, home office, gym, or entertainment area. Outside, enjoy a generous yard with plenty of space for gardening, play, or quiet relaxation. The wooded backdrop invites you to explore nature right from your own backyard. Additional highlights include a generator-ready setup and a newer shed (2016), offering extra storage and peace of mind. Conveniently located with easy access to US Route 6, Route 316, Route 85, and I-384, this home provides smooth connections to Hartford, Manchester, and surrounding Eastern Connecticut areas. You're also just a short distance from the University of Connecticut, Eastern Connecticut State University, and Manchester Community College, along with major healthcare centers including Windham Hospital, Hartford Hospital, and UConn Health. Everyday conveniences are close by, with shopping, dining, and essential amenities available in Andover, Hebron, Coventry, Manchester, and Vernon. Outdoor recreation is abundant, with nearby Andover Lake offering swimming, kayaking, and fishing, as well as access to Nathan Hale State Forest, Hop River State Park Trail, and countless hiking and biking trails throughout the region. Located within the highly rated RHAM School District, this home offers the best of both worlds-a peaceful country setting with convenient access to major amenities and commuter routes. Whether you're searching for a quiet retreat or a place to enjoy Connecticut's natural beauty year-round, 9 Gilead Road is ready to welcome you home!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.7 x 13.3 | Main |
| Bedroom 2 | Hardwood Floor | 11.1 x 14.4 | Main |
| Bedroom 3 | Skylight,Ceiling Fan,Wall/Wall Carpet | 17.9 x 13.6 | Upper |
| Dining Room | 13.7 x 11.4 | Main | |
| Full Bath | Full Bath,Tile Floor | 8.2 x 4.6 | Main |
| Half Bath | 5.4 x 5.6 | Upper | |
| Kitchen | Ceiling Fan | 13.7 x 12.1 | Main |
| Living Room | Pellet Stove,Wall/Wall Carpet | 13.1 x 17.2 | Main |
| Primary Bath | Tub w/Shower,Tile Floor | 6.0 x 10.6 | Upper |
| Primary Bedroom | Skylight,Ceiling Fan,Wall/Wall Carpet | 17.9 x 17.7 | Upper |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $447 | $447 | $447 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,147 | $2,801 |
| Total Monthly Payment | $2,558 | $2,669 | $3,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.