|
If you've been searching for the perfect waterfront retreat where every day feels like a vacation, your search ends here. Welcome to beautiful Welaka, one of Florida's hidden gems nestled along the legendary St. Johns River. Whether your passion is fishing, boating, kayaking, wildlife watching, or simply enjoying breathtaking sunsets from your backyard, this property delivers the lifestyle you've been dreaming of. With nearly everything already updated and improved, there's nothing left to do except move in, unpack, and start enjoying waterfront living. Inside, you'll find a spacious open floor plan featuring large bedrooms, a welcoming living room with a cozy wood-burning fireplace, and a bright kitchen designed for gathering. The breakfast nook overlooks the water, providing the perfect place to enjoy your morning coffee. You'll love the abundance of cabinet space, generous countertops, and large pantry. Additional interior highlights include: " Thermal impact windows with a lifetime warranty " Large foyer entry " Spacious sunroom with vinyl windows & Stand-up AC Unit " Reverse osmosis water system at the kitchen sink " Wi-Fi enabled HVAC thermostat " Energy-efficient E-wrap insulation system Step outside and discover what truly makes this property special. Multi-level wood decking leads directly to the water, creating the perfect setting for entertaining family and friends. Boaters will appreciate the boathouse with a 6, 000-pound boat lift and a shed for all your extras. Located in the golf cart-friendly town of Welaka, you'll enjoy small-town charm while being surrounded by some of Florida's best freshwater fishing and boating. Cruise the scenic St. Johns River, explore nearby springs, visit waterfront restaurants by boat, or spend your days catching bass, crappie, catfish, and bream right in your backyard paradise. Bring your boat, fishing poles, golf cart, and swimsuit--this home is ready for you to start making memories on day one. improvement dates: " Metal roof replaced in 2017 " HVAC replaced in 2021 " New flex ductwork in 2022 " HWH 2011 " 6000LB Boat Lift 2017 " New electrical service to boathouse in 2026 " Vinyl siding and underpinning replaced in 2007 " Foyer and Sunroom Addition 2006 " Kitchen cabinets replaced approximately 10 years ago " Annual pest protection through Champion Termite & Pest Control " Survey 2017 " Elevation certificate 2016
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $355 | $355 | $355 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,561 | $1,647 | $2,174 |
| Total Monthly Payment | $1,991 | $2,077 | $2,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.