4 Bingham Road, Canterbury, CT, 06331 | $409,900

This is the property you have been waiting for! Nice three bedroom cape with plenty of updates including 3 new split systems to keep you cool this summer and warm in the winter. New roof, paint and flooring allow you to move right in. The first floor offers eat in kitchen with new counter top and a new refrigerator. Large living room with access to yard, a woodstove that will keep you warm , new plank flooring and split unit to keep you cool. Combination dining room/den or use it any way you like. This room has new carpet and a gas line ready to hook up a propane fireplace should you want. There is a primary bedroom with split unit on first floor. A full bathroom rounds out first floor. Upstairs you will find a landing area at top of stairs, would make a nice computer niche, two bedrooms freshly painted, along with new carpet and a half bath. Outside offers a park like 10 acre lot with 2 ponds, chicken coop, barn/garage and a combination of open, usable land and wooded land. Contractors, mechanics, horse lovers take note! Garage is steel beam construction so no lolly columns or post in the way, an unfinished loft for potential finishing or extra storage, 220 available to handle any power needs. Room to easily fit three cars plus equipment. This property would make a great equestrian set up as well! Beautiful pond in the cleared portion with a second smaller pond in the woods. Chicken coop stays. This is country life at its best! 2001 addition has a full basemnt under it.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Main Level
  • Style: Cape Cod
  • Year Built: 1946
  • Garage: 4-car Detached Garage,Off Street Parking
  • Heating: Baseboard,Wood/Coal Stove,Zoned
  • Cooling: Split System
  • Basement: Partial,Partial With Hatchway
  • Above Grade Approx. Sq. Feet: 1,449
  • Acreage: 10.1
  • Est. Taxes: $3,308
  • Lot Desc: Some Wetlands,Lightly Wooded,Level Lot,Cleared,Water View
  • Water Front: Yes
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24182346
  • Website: https://www.raveis.com
    /prop/24182346/4binghamroad_canterbury_ct?source=qrflyer
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Listing courtesy of Lindlau Realty, Inc.   Phone: (860) 742-1133

Room Information

Type DescriptionLevel
Bedroom 1 Upper
Bedroom 2 Upper
Dining Room Main
Living Room Wood Stove,Engineered Wood FloorMain
Office Main
Primary Bedroom Main

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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For homebuyers and sellers, our Attorney Network:

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4 Bingham Road, Canterbury, CT, 06331

$409,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,920 $327,920 $327,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $276 $276 $276
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,964 $2,071 $2,723
Total Monthly Payment $2,315 $2,422 $3,074

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.