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97 Rauch Road, Lake Huntington, NY, 12726 | $399,000
Income Potential Meets Flexible Living in the Heart of Lake Huntington Discover the possibilities at this unique multi-family property offering flexibility for investors, owner-occupants, and those seeking a multigenerational living arrangement. This well-maintained two-unit home provides an opportunity to create income, reduce housing expenses, or accommodate extended family while enjoying the beauty and convenience of the Sullivan Catskills. Whether you're looking to expand your real estate portfolio, live in one unit while generating rental income from the other, or create a comfortable setup for multiple generations, this property offers the versatility today's buyers are looking for. Each unit provides its own living space, allowing for privacy and independence while keeping everyone under one roof. The property also features a two-car garage and sits on approximately an acre, offering outdoor space and room to enjoy the peaceful surroundings. Located in the desirable Lake Huntington area, you'll be close to outdoor recreation, lakes, dining, shopping, and the many attractions that make Sullivan County a sought-after destination. Opportunities like this are ideal for buyers looking for more than just a home — they are looking for flexibility, long-term value, and the potential to build equity through ownership. Schedule your showing today and explore the possibilities this unique property has to offer.
Features
- Bedrooms: 5
- Baths: 2 full
- Laundry: Electric Dryer Hookup, In Basement, Washer Hookup
- Style: Colonial
- Year Built: 1950
- Garage: 2-car
- Heating: Baseboard, Hot Water, Oil
- Cooling: None
- Basement: Bilco Door(s), Full, Partially Finished, Storage Space
- Acreage: 1.09
- Est. Taxes: $3,992
- View: Panoramic
- Elem. School: Sullivan West Elementary
- Middle School: SULLIVAN WEST HIGH SCHOOL AT LAKE HUNTINGTON
- High School: Sullivan West High School At Lake Huntington
- School District: Sullivan West
- MLS#: 1009694
- Days on Market: 39 days
- Website: https://www.raveis.com
/prop/1009694/97rauchroad_lakehuntington_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
97 Rauch Road, Lake Huntington, NY, 12726
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.902% | 6.098% |
| Monthly Tax Payment | $333 | $333 | $333 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,070 | $2,672 |
| Total Monthly Payment | $2,373 | $2,478 | $3,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535