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Welcome to 291 Locust Drive, a thoughtfully renovated residence where modern design and quality craftsmanship come together on an expansive 0. 45-acre property in the heart of Rocky Point. From the moment you arrive, you'll appreciate the manicured grounds and inviting presence of this exceptional home. Inside, soaring vaulted ceilings and abundant natural light enhance the open-concept layout, while hardwood floors, custom millwork, and recessed lighting add warmth and character throughout. The kitchen serves as the centerpiece of the home, featuring custom cabinetry, elegant countertops, stainless steel appliances, and a spacious center island that naturally becomes the gathering place for family and guests. The adjoining living and dining areas flow seamlessly together, while a sun-filled bonus room overlooking the backyard provides the perfect space to relax, read, or enjoy morning coffee. The main level offers three generously sized bedrooms and an updated full bathroom with timeless finishes. The finished lower level adds valuable space, offering flexibility for a media room, home office, fitness area, playroom, or hobby space, along with a dedicated laundry area. Set on nearly half an acre, the fenced backyard provides an exceptional outdoor setting with plenty of room for entertaining, recreation, gardening, or a pool! Whether hosting summer gatherings or enjoying a quiet evening outdoors, the property offers a sense of privacy and space rarely found at this price point. Conveniently located near local beaches, parks, shopping, dining, and major roadways, this home combines the tranquility of Rocky Point living with easy access to everyday conveniences. Offering style, functionality, and move-in-ready appeal, 291 Locust Drive presents a wonderful opportunity to own a beautifully maintained home in one of Rocky Point's most desirable locations. Schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $511,920 | $511,920 | $511,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,070 | $1,070 | $1,070 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,028 | $3,194 | $4,217 |
| Total Monthly Payment | $4,190 | $4,356 | $5,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.