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Under contract-accepting backup offers. Waterfront living meets peace of mind in this beautifully updated canal-front home with direct Gulf access and no HOA or CDD fees. Thoughtfully upgraded inside and out, this property offers the ideal blend of comfort, functionality, and a true Florida boating lifestyle. The seawall has been completely rebuilt, widened, and raised 18 inches, reinforced with solid galvanized piping and concrete for lasting durability. Boaters will appreciate the composite dock decking, 10, 000-pound boat lift, water and electric service, floating dock with a ladder, and a brand-new boat canvas installed in 2025. Enjoy effortless days on the water with quick access straight out to the Gulf. Outdoor living is equally impressive, featuring a fully sodded yard, brand-new vinyl fencing, a larger storage shed, an outdoor shower, a sump pump, additional electrical outlets, a dedicated 30-amp outlet, and all outdoor furnishings included. Two crab pots are also included for enjoying the waterfront lifestyle from day one. Inside, the home showcases a desirable split-bedroom floor plan with tile flooring throughout. The private owner's suite offers an en-suite bath, while the two guest bedrooms share a convenient Jack-and-Jill bathroom. The spacious kitchen has been beautifully updated with soft-close, dovetail cabinetry, quartz countertops, a stylish tile backsplash, and a stunning butcher block island that serves as the heart of the home. Additional upgrades include all new hurricane-impact windows, sliding glass doors, and garage door; a brand-new electrical panel; and an air-conditioned garage equipped for a whole-house generator that operates on either propane or gasoline. Offered fully furnished for a truly turnkey opportunity, this exceptional waterfront retreat provides direct access to the Gulf, extensive recent upgrades, and everything you need to enjoy boating, fishing, and waterfront living from day one. ***FREE 1/0 Rate Buydown when using the seller's preferred lender!***
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $278 | $278 | $278 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,011 | $2,121 | $2,801 |
| Total Monthly Payment | $2,364 | $2,474 | $3,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.