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Welcome to this charming fully furnished end-unit Delphina model villa, located in the highly sought-after gated 55+ community of On Top of the World. Situated on a quiet, tree-lined private street, this 2-bedroom, 2-bath home offers 1, 412 sq. ft. of comfortable living space, no carpet, a fenced backyard, and a desirable attached 1 1/2-car garage. Notable updates include HVAC replaced in 2018, refrigerator replaced in 2018, granite countertops added in 2022, dishwasher replaced in 2022, water heater replaced approximately 2024–2025, and stove replaced in 2025. Step inside to a spacious formal living and dining area that flows beautifully into the eat-in kitchen, complete with granite countertops, stainless steel appliances, a kitchen island with bar seating, breakfast area, and additional seating. The kitchen overlooks the large family room/great room, creating a wonderful layout for everyday living and entertaining. Sliding glass doors lead to a vinyl-enclosed lanai, perfect for enjoying morning coffee, relaxing afternoons, or additional indoor/outdoor living space. The primary suite features a generous walk-in closet and private bath with a step-in shower. A guest ensuite with sliding barn door creates a true guest suite feel, ideal for long-term guests, multi-generational living, or anyone needing a private suite-style layout. Best of all, the home comes fully furnished with almost everything you need—just bring your suitcase and toothbrush! Enjoy the incredible resort-style amenities On Top of the World is known for, including a cultural center with concerts and community events, 3 on-site dining options, 3 golf courses with a driving range, 3 heated pools including 2 outdoor pools and 1 indoor pool, 2 fitness centers, pickleball and tennis courts, miles of scenic walking trails, community gardens, billiards, parks, pavilions, and countless clubs and activity groups. The monthly HOA fee includes basic Spectrum cable, roof repair, exterior painting every 7 years, exterior insurance requiring the owner to carry only an HO-6 policy, lawn maintenance, weed spraying, trash and recycling, 24/7 staffed and monitored gates, and full access to all community amenities. This golf-cart-friendly community offers convenient access to shopping, dining, medical facilities, and everyday services. Ideally located just 20 minutes from the World Equestrian Center and an easy drive to Orlando attractions, airports, and cruise ports. Move-in ready and low-maintenance—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $172 | $172 | $172 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $948 | $985 | $1,295 |
| Total Monthly Payment | $1,195 | $1,232 | $1,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.