662 BELLINGHAM PLACE, Palm Harbor, FL, 34684 | $425,000

Under contract-accepting backup offers. Lakefront living right on Saint George Lake! Nestled within the highly sought-after Lake St. George community of Palm Harbor, this beautifully updated home offers the perfect blend of waterfront serenity, neighborhood charm, and everyday convenience. Known for its mature oak-lined streets, scenic lakes, and strong sense of community, Lake St. George has long been one of Palm Harbor's most desirable places to call home.

Situated on over a QUARTER ACRE of land with DIRECT lake frontage, this 3 bedroom, 2 bathroom home will make you feel at home from the moment you arrive. Thoughtfully updated over the years, the open floor plan, soaring ceilings, and abundance of natural light create a bright and inviting atmosphere throughout. The kitchen is both stylish and functional, featuring stone countertops, stainless steel appliances, a classic white subway tile backsplash, and a cozy dining nook overlooking the living space. The owner's suite offers a spacious walk-in closet and a private ensuite bathroom designed for comfort and convenience.

Step outside and enjoy one of the property's most impressive features. The white vinyl fenced backyard overlooks beautiful Saint George Lake, creating the perfect setting for morning coffee, evening sunsets, backyard gatherings, or simply enjoying the peaceful water views.

This location provides easy access to everything that makes Palm Harbor such a desirable place to live. Just minutes away, John Chesnut Sr. Park sits along the shores of Lake Tarpon and offers boat ramps, fishing, picnic areas, and miles of waterfront trails. Golf enthusiasts will appreciate being near Innisbrook Resort and Golf Club, home of the PGA Tour's Valspar Championship, while outdoor lovers can explore nearby Wall Springs Park, Honeymoon Island State Park, and the Pinellas Trail.

Downtown Palm Harbor is just a short drive away and offers a charming mix of local restaurants, breweries, coffee shops, and community events throughout the year. Residents also enjoy convenient access to the waterfront districts of Dunedin, Tarpon Springs, and Safety Harbor, each known for its unique character, dining scene, festivals, and coastal charm. With top-rated schools, beautiful parks, Gulf beaches less than 30 minutes away, and easy access to both Tampa and St. Petersburg, this location offers a lifestyle that perfectly balances relaxation, recreation, and convenience.

Whether you're enjoying a morning walk around the lake, spending the day on Lake Tarpon, or heading to the beach for sunset, this exceptional lakefront property places you in the heart of everything that makes Florida living so special. Schedule your private showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,320
  • Acreage: 0.27
  • Est. Taxes: $4,027
  • HOA Fee: $24 Monthly
  • View: Water
  • Water Front: Yes
  • Elem. School: Lake St George Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Countryside High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8516642
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8516642/662bellinghamplace_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/8/2026 1:35:47 AM)
Listing courtesy of MAVREALTY   Phone: 727-314-3942

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

662 BELLINGHAM PLACE, Palm Harbor, FL, 34684

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $336 $336 $336
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,036 $2,147 $2,823
Total Monthly Payment $2,447 $2,558 $3,234

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.