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Under contract-accepting backup offers. Lakefront living right on Saint George Lake! Nestled within the highly sought-after Lake St. George community of Palm Harbor, this beautifully updated home offers the perfect blend of waterfront serenity, neighborhood charm, and everyday convenience. Known for its mature oak-lined streets, scenic lakes, and strong sense of community, Lake St. George has long been one of Palm Harbor's most desirable places to call home.
Situated on over a QUARTER ACRE of land with DIRECT lake frontage, this 3 bedroom, 2 bathroom home will make you feel at home from the moment you arrive. Thoughtfully updated over the years, the open floor plan, soaring ceilings, and abundance of natural light create a bright and inviting atmosphere throughout. The kitchen is both stylish and functional, featuring stone countertops, stainless steel appliances, a classic white subway tile backsplash, and a cozy dining nook overlooking the living space. The owner's suite offers a spacious walk-in closet and a private ensuite bathroom designed for comfort and convenience.
Step outside and enjoy one of the property's most impressive features. The white vinyl fenced backyard overlooks beautiful Saint George Lake, creating the perfect setting for morning coffee, evening sunsets, backyard gatherings, or simply enjoying the peaceful water views.
This location provides easy access to everything that makes Palm Harbor such a desirable place to live. Just minutes away, John Chesnut Sr. Park sits along the shores of Lake Tarpon and offers boat ramps, fishing, picnic areas, and miles of waterfront trails. Golf enthusiasts will appreciate being near Innisbrook Resort and Golf Club, home of the PGA Tour's Valspar Championship, while outdoor lovers can explore nearby Wall Springs Park, Honeymoon Island State Park, and the Pinellas Trail.
Downtown Palm Harbor is just a short drive away and offers a charming mix of local restaurants, breweries, coffee shops, and community events throughout the year. Residents also enjoy convenient access to the waterfront districts of Dunedin, Tarpon Springs, and Safety Harbor, each known for its unique character, dining scene, festivals, and coastal charm. With top-rated schools, beautiful parks, Gulf beaches less than 30 minutes away, and easy access to both Tampa and St. Petersburg, this location offers a lifestyle that perfectly balances relaxation, recreation, and convenience.
Whether you're enjoying a morning walk around the lake, spending the day on Lake Tarpon, or heading to the beach for sunset, this exceptional lakefront property places you in the heart of everything that makes Florida living so special. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $336 | $336 | $336 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,147 | $2,823 |
| Total Monthly Payment | $2,447 | $2,558 | $3,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.