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This absolutely charming, bright, and lovingly maintained 2/3 BR property home in the desirable West Shore neighborhood has so much to offer anyone looking for a terrific home! The property has remained with a single-owner for more than 60 years. Located on a quiet street, just blocks from the beach and walking distance to parks and schools, this immaculate home has had many updates over the years, including a newer roof, siding, windows, furnace, a brand-new electrical service, and new appliances - which are included. All that's left is for you to add your finishing touches to make it your own. There is also flexibility in the layout: the large living room runs front to back, and boasts a cozy fireplace at one end, with room for a dining set on the other end, freeing up space for the formal dining room to be used as a first-floor den/family room. There are two bedrooms on the second floor, with an additional extra room, which would be a terrific office/nursery/hobby room. Gleaming hardwood floors throughout. Enjoy the coastal breezes and shade from the oversized, private screened back porch, which overlooks a level, treed backyard. A perfect spot for entertaining! And the additional 1/2 bath upstairs is spacious and allowing for a future shower install, without losing valuable bedroom space. Don't miss all this wonderful house has to offer.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Den | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Kitchen | Eating Space | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $291,920 | $291,920 | $291,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $654 | $654 | $654 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,748 | $1,821 | $2,405 |
| Total Monthly Payment | $2,477 | $2,550 | $3,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.