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Welcome to Traditions at Historic Southbury, a highly sought after community in Southbury, CT w/150 homes & community amenities, conveniently off I-84. This beautiful spacious home features 4 BR's & 3. 5 baths & finished walk-out lower level. This home offers open concept living at it's finest including a formal LR & formal DR w/hardwood floors throughout the first level. Large FR w/cathedral ceiling and gas fireplace. Kitchen w/island & sliders to the deck w/nice wooded view where you can enjoy your morning coffee. There is a home office conveniently located on the main level, next to the 1/2 bath. Head upstairs to the bedroom level where the balcony overlooks the family room below. Oversized primary bedroom w/2 walk-in closets and full bath w/double sinks, a soaking tub & separate shower. 3 additional bedrooms & full bath complete the 2nd level. Lower level is partially finished with a walk-out to the back yard. It has a LR w/gas FP and an additional room (5th BR?) w/double closets. There is also a full bath w/shower. Perfect for an in-law or person looking for their own private space. There is still plenty of storage on the unfinished side to store all of your treasures! 2 car garage. New hot water heater 2022. Never worry about oil, well or septic again as this home offers natural gas, city water & city sewer! Community amenities include an in-ground saltwater pool, toddler pool, tot-lot playground, gazebo & club house w/kitchen, party room, gym & showers. Don't miss this!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Wall/Wall Carpet | Upper |
| Bedroom 3 | Wall/Wall Carpet | Upper |
| Dining Room | 9 ft+ Ceilings,Hardwood Floor | Main |
| Family Room | 2 Story Window(s),Cathedral Ceiling,Ceiling Fan,Gas Log Fireplace,Interior Balcony,Hardwood Floor | Main |
| Kitchen | 9 ft+ Ceilings,Balcony/Deck,Eating Space,Island,Sliders,Hardwood Floor | Main |
| Living Room | 9 ft+ Ceilings,Hardwood Floor | Main |
| Office | Wall/Wall Carpet | Main |
| Other | Sliders,Wall/Wall Carpet | Lower |
| Primary Bedroom | Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet | Upper |
| Rec/Play Room | Gas Log Fireplace,Full Bath,Wall/Wall Carpet | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $778 | $778 | $778 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,157 | $3,329 | $4,378 |
| Total Monthly Payment | $4,027 | $4,199 | $5,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.