190 Red Tail Lane, Charlotte, VT, 05445 | $1,050,000

Sited on a secluded, 5-acre wooded lot in Charlotte, this custom-built contemporary is the quintessential Vermont home. Its cedar siding, standing seam roof, stone walkways, & patio exude a rustic, casual style that is most welcoming. Adding the finishing touch to the serene, wooded landscape are seasonal views of Lake Champlain & the Adirondacks! Inside this sprawling, yet relaxed, home you'll find 4 comfortable bedrooms & baths, spread out over 2 floors. At the heart of the home is an open-concept kitchen/dining room and a living room with hardwood floors and vaulted ceilings with wood beams running through the space. In the tiled kitchen & breakfast nook, solid maple cabinets & built-ins, a center island, & a long peninsula create the ideal workspace to cook for a crowd. In the living room, a wood-burning stove on a brick hearth creates a warm ambiance and a bank of windows offers views of the surrounding forest. Off the kitchen is a wonderful sunroom, framed by skylights and windows, offering views of the serene surroundings and flooding the main floor in natural light. A private stone patio runs along the back of the home, offering a shady oasis to relax in. A first-floor primary suite with full bath is the perfect private retreat at the end of a long day; a half bath and laundry round out the main floor. Upstairs are 3 additional bedrooms and another full bath, plus an 800+ sf unfinished space over the 3-car garage, offers even more possibilities for future expansion. First time on market, the owners have lovingly designed & maintained the home over the years - including solar panels installed in 2023 (owned), new boiler in 2022, standing seam roof in 2010, 2 new mini-splits, and a whole home water filtration system. The 3-car garage has ample room for all your vehicles and gear. This unique Vermont home, located in the picturesque town of Charlotte, is ready to welcome you home!

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Contemporary
  • Year Built: 1990
  • Garage: 3-car Garage
  • Heating: Propane,Baseboard,Heat Pump,Hot Water,Mini Split
  • Cooling: Mini Split
  • Basement: Concrete,Concrete Floor,Partially Finished,Storage Space,Interior Access
  • Approx Sq. Feet: 2,961
  • Acreage: 5.06
  • Est. Taxes: $13,025
  • Lot Desc: Hilly,View,Wooded,Near Paths,Private
  • Elem. School: Charlotte Central School
  • Middle School: Charlotte Central School
  • High School: Champlain Valley UHSD #15
  • School District: Charlotte School District
  • MLS#: 5093671
  • Website: https://www.raveis.com
    /eprop/5093671/190redtaillane_charlotte_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/28/2026
Listing courtesy of Coldwell Banker Hickok and Boardman   Phone: 802-863-1500
Listing Agent: Margolin and von Trapp Team

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

190 Red Tail Lane, Charlotte, VT, 05445

$1,050,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $840,000 $840,000 $840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.086% 6.183%
Monthly Tax Payment $1,085 $1,085 $1,085
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,769 $5,036 $7,088
Total Monthly Payment $5,979 $6,246 $8,298

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.